The first section of FNB's Financial Wisdom Solution Center consists of three components:

Need to save for short or long-term goals? You can select from any of the following choices and receive information to address your financial needs: Retirement, Fund your IRA, Reduce your Mortgage Payments, Reduce your Auto Payments, Save for College, Save for your Vacation, or Save for your Honeymoon.

Need to borrow money? Select from the following choices: Financing your Car, Evaluating Mortgage Options, Reconsidering your Adjustable Rate Mortgage, Refinancing your Mortgage, Home Equity Loans, Combine your Real Estate Loans, Replace Credit Card Debt, or Debt Consolidation.

Learn more about the financial issues you care about. Browse our extensive financial library by topic such as: retirement, insurance, tax and estate planning, issues facing parents, small business, investing, home and residence, and general financial issues among others.

Check out nine worksheets designed to help you organize your finances, including: personal balance sheet, insurance, household inventory, retirement planning, income tax, and more.

In addition, we provide you with nine calculators to help you evaluate your financial alternatives, including: mortgage papyment, mortgage refinancing, college funding, saving goals, portfolio rate of return, IRA comparison, and more.

Here at First National Bank we are excited about the wealth of information that we can make available to you about financial matters.

Each month FNB will highlight a specific topic of financial interest available in our FINANCIAL WISDOM FOUNDATION CENTER. The topic for February is "4 Components of a Financially Secure Retirement." Check it out to evaluate your retirement income.