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FNB's Financial Focus
Protecting and Growing Your Assets
 November 2008

Americans are not saying "bah humbug" to the holidays just yet.

Despite the current economic crisis, most Americans are not blowing off the holidays. Sixty-four percent of consumers are expected to spend money on gifts this year, compared with 74% in 2007. Those who will spend may plan to do things a little differently this year. Predictions from the Consumer Electronics Association forecasts a small rise in electronic purchases. According to Consumer Reports, online electronic retailers may offer additional savings for those "must-have" gifts such as TVs, navigation and video systems for cars.

Read this month's issue of FNB's Financial Focus, "Avoiding Holiday Stress" to learn more.
Ten Tips For Saving Money on Electronics
Online retailers score big in new survey

Online retailers continue to outscore walk-in retailers, according to Consumer Reports' latest survey of electronics stores, with Amazon, B&H, and Crutchfield the standouts in this year's ratings. That could be useful information for consumers motivated to save money on this year's holiday shopping.

Whether buying online or in a brick-and-mortar store, Consumer Reports recommends the following 10 money-savings secrets that can help consumers stick to their budget this holiday season.

Read on....

We hope you found this eNewsletter useful and informative. Do you have a topic that you would like to see addressed in the coming months? Please let us know.


FNB's Financial Focus
First National Bank of Newtown
phone: 215 860-9100