Privacy Statement

Visitors to the First National Bank's public web site remain anonymous. First National Bank does not collect identifying information about visitors to our site.

First National Bank uses standard software to collect some non-identifying information about our visitors, such as:

• Date and time our site was visited
• IP address (A numeric address given to computers connected to the Internet)
• Web browser used
• City, state and country

First National Bank uses this information to create summary statistics and to determine the level of interest in the information available on our site.

Visitors may elect to provide us with personal information via e-mail or online applications/inquiries. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

We may also collect nonpublic information about you from your transactions with us and others and through information we may receive from a consumer reporting agency.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.  We may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices described in this notice.

First National Bank is committed to protecting your privacy.

Complaints about this site should be directed to:
Mr. John Parry
President & CEO
40 South State Street
Newtown, PA 18940
Phone 215-860-9100
Fax 215-968-2930 
or e-mail us at info@fnbn.com.

Limitation of Warranties
THIS INFORMATION IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

REFERENCES TO CORPORATIONS, THEIR SERVICES AND PRODUCTS, ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. IN NO EVENT SHALL FIRST NATIONAL BANK BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT ADVISED OR THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS INFORMATION.

Descriptions of, or references to, products, services or publications within First National Bank's web site does not imply endorsement approval of that product, service or publication. First National Bank specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for particular purpose.

THIS PUBLICATION COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES MAY BE MADE AT ANY TIME TO THE INFORMATION HEREIN WITHOUT PRIOR NOTICE.

Third Party Web Site Links
Included in First National Bank's web site are links to other third party web sites. This includes any link to a web page that does not begin with either www.fnbn.com or secure.fnbn.com. These have been included for the convenience of the bank's customers.  However, the bank does not support any claims or warranties made by these third parties. Furthermore, the information on these third party web pages is not maintained by or influenced in any way by First National Bank.

Other Information
Messages sent by e-mail may not be secure, may be intercepted by third parties and may not be immediately received by the appropriate department at First National Bank. Please do not e-mail any confidential information which we require to be in writing or which needs our immediate attention. Instead, please call us at 215-968-4203. Also be aware that a "receipt" acknowledgement on an e-mail indicates that the message has been routed onto the Internet, not that the message has been received by First National Bank.

The display of trademarks herein do not imply that a license of any kind has been granted. Any downloading, re-transmission, or other copying or modification of trademarks and/or contents herein may be a violation of federal trademark and/or copyright laws and could subject the copier to legal action.

STAR is a registered trademark and subsidiary of Concord EFS Inc. VISA­ is a registered trademark of VISA USA. MasterCard­ is a registered trademark of MasterCard International. Discover­ is a registered trademark of Greenwood Trust Company. American Express­ is a registered trademark of American Express Company. Diners Club­ is a registered trademark of Diners Club International, Ltd. 

First National Bank and Trust Company - Member FDIC
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Equal Opportunity Lenders