Business Lending

Lines of Credit

Is your business booming, but your cash flow can't keep up with the rapid growth? Do you need money for seasonal or cyclical purchases? A line of credit from First National Bank might be the solution to your problem.

• No annual fee
• Competitive rates
• Interest-only payments
• Pay only for the money you use, when you use it

To find out more about our business loan products, contact any First National Bank loan officer by calling, stopping in a branch location or sending an email to loans@fnbn.com.

Letters of Credit

Are you:

• a builder with a big construction project?
• a travel agent dealing with Airlines Reporting Corporation?
• making a first time or unusually large purchase from a supplier?
• looking to take advantage of a supplier discount offer?
• applying to become a state lottery agent?

If so, a letter of credit might be the tool you need to make it all happen. To find out more about our business loan products, contact any First National Bank loan officer by calling, stopping in a branch location or sending an email to loans@fnbn.com.

Business Vehicle Loans

• Are you expanding your service fleet?
• Do you need to replace that worn out business vehicle?

If so, let First National Bank finance your next business car or truck. We have:

• Competitive fixed rates
• New and used vehicle financing available
• Fixed monthly payments
• Terms up to 60 months for new cars and trucks
• Convenient optional automatic payment deduction

To find out more about our business loan products, contact any First National Bank loan officer by calling, stopping in a branch location or sending an email to loans@fnbn.com.

Amortized Loans

Do you need cash for permanent working capital or expansion, and want the luxury of paying it back over a longer period of time? Or, do you want to refinance your commercial mortgage for a shorter payback period? Then a First National Bank amortized business loan could be the way to go.

• Competitive fixed rates
• Fixed monthly payments
• Terms up to 120 months
• Convenient optional automatic payment deduction

To find out more about our business loan products, contact any First National Bank loan officer by calling, stopping in a branch location or sending an email to loans@fnbn.com.

Click here to download Personal Financial Statement Form