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Personal Banking

Home Equity Loans

  Fixed Annual Percentage Rate Term of Loan
  5.49 % Up to 60 months with auto debit from an FNB account*
  5.99 % Up to 84 months with auto debit from an FNB account*
  6.25 % Up to 240 months with auto debit from an FNB account*

*Other rates available for loans without auto debit from an FNB account.  Give us a call.

At 5.49%, the payment for each $1000 borrowed over a period of 60 months is $19.10.
For a $20,000 loan at 5.49% for 60 months, the payment would be $381.92 per month.

At 5.99%, the payment for each $1000 borrowed over a period of 84 months is $14.60.
For a $20,000 loan at 5.49% for 84 months, the payment would be $292.07 per month.

At 6.25%, the payment for each $1,000 borrowed over a period of 240 months is $7.31.
For a $20,000 loan at 6.25% for 240 months, the payment would be $146.24 per month.

Interest on a home equity loan may be tax deductible. Please consult a tax advisor.

Closing costs of $135 will apply.

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 Featured Rates
 CD Rates
 Loans/Mortgages APR
   Auto 6.25%
   Home Equity 5.49%
   Mortgages 6.16%
 Education Loans APR
   Federal Stafford 6.80%
   Federal PLUS 8.50%
   
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