Personal Banking

Used Vehicles *

  Fixed Annual Percentage Rate Maximum Term Downpayment Required Age of Vehicle
  7.25 % 48 months 30 % up to 2 years
  9.00 % 36 months 30 % up to 3 years
  9.00 % 24 months 30 % up to 4 years
  10.00 % 24 months 50 % up to 5 years

* It may be more economical to finance your vehicle with a home equity loan.

Pay one of three convenient ways.

  • Automatic withdrawal from a First National account
  • Coupon book for payments by mail or at any FNB office
  • Via Online Banking

7.25%, the payment for each $1000 borrowed over a period of 48 months is $24.06. For a $10,000 loan at 7.25% for 48 months, the payment would be $240.61 per month.

At 9%, the payment for each $1000 borrowed over a period of 36 months is $31.80. For a $10,000 loan at 9% for 36 months, the payment would be $318.00.

At 9%, the payment for each $1000 borrowed over a period of 24 months is $45.69. For a $5000 loan at 9% for 24 months, the payment would be $228.43.

At 10%, the payment for each $1000 borowed over a period of 24 months is $46.15.  For a $5000 loan at 10% for 24 months, the payment would be $230.73.

Rates and terms may be higher for heavy duty commercial vehicles. Contact a loan officer for details.

More information
Loan calculator

 

 Featured Rates
 CD Rates
 Loans/Mortgages APR
   Auto 6.25%
   Home Equity 5.49%
   Mortgages 6.16%
 Education Loans APR
   Federal Stafford 6.80%
   Federal PLUS 8.50%
   
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