Personal Banking

Individual Retirement Accounts

Individual Retirement Accounts (IRAs) were created to encourage individuals to save and supplement their retirement savings. To help choose the account that's right for you, contact a First National representative today.

IRA Brochure

IRA Rates

FDIC INCREASES DEPOSIT COVERAGE FOR IRA ACCOUNTS.
EFFECTIVE APRIL 1, 2006, FDIC INSURANCE HAS INCREASED
FROM $100,000 TO $250,000 PER INDIVIDUAL.

Click for details »

Traditional IRA Accounts
Save for retirement with tax-deductible donations to your own future.
Click for details »

Roth IRA Accounts
Roth IRAs can enable you to remain in the same income tax bracket (or higher) at retirement, because you pay your taxes on the front-end by contributing after-tax dollars. Click for details »

Education IRA Accounts
College costs keep rising, but you can take control of any beneficiary’s educational future with an eIRA, created exclusively for saving for the expenses of higher education.
Click for details »

SEP Accounts
Provide for the future of your employees with a Simplified Employee Pension (SEP). The employer deposits contributions into an account for the employees of the company and may be tax-deductible by the employer. Click for details »

Read our IRA Newsletter

 

 Featured Rates
 CD Rates
 Loans/Mortgages APR
   Auto 6.25%
   Home Equity 5.49%
   Mortgages 6.16%
 Education Loans APR
   Federal Stafford 6.80%
   Federal PLUS 8.50%
   
NEWS
FNB Expands Scholarship Program
Receive the FNBN eNewsletter
"Switch without a Glitch" to FNB Newtown
   
  © 2005 FIRST NATIONAL BANK. ALL RIGHTS RESERVED. · LEGAL DISCLAIMER · PRIVACY STATEMENT · MAIN OFFICE: 215-860-9100