November, 2015

How to Budget for Your Winter Vacation

November 25th, 2015
How to Budget for Your Winter Vacation image

The words “winter vacation” can bring to mind relief and relaxation, a respite amid the cold days and early nights. They can conjure up sunny afternoons slicing down ski slopes or lounging on the beach. Picking where to go is hard. Finding the money to go can be harder. Here are some tips on making the financial part of it work. Save for the vacation Putting aside $100 a week for 11½ months may seem harsh, but it’s softer than trying to pay off a $5,000 vacation in three months to minimize credit card interest. Many financial institutions, including the [ read more ]

Let’s Go Shopping on Small Business Saturday! | The First National Bank Blog

November 24th, 2015
Let’s Go Shopping on Small Business Saturday! | The First National Bank Blog image

We’re all familiar with Black Friday. The day after Thanksgiving, major retailers lure huge crowds into their stores by offering great deals on just about everything in stock. But there’s another significant shopping event some consumers overlook—Small Business Saturday. This annual shopping day encourages people to forego the mall in favor of local retailers. The benefits can be measured not only in the more relaxed shopping experience small businesses offer, but in many other ways. Small businesses carry hard-to-find items and popular ones, too. Looking for unique gifts for friends and family? Shop your local craft and specialty stores for [ read more ]

Five Ideas from Facebook for Small Business Saturday

November 17th, 2015
Five Ideas from Facebook for Small Business Saturday image

Small Business Saturday falls on November 28, this year–the first Saturday after Thanksgiving. This relatively new entry between Black Friday and Cyber Monday encourages holiday shoppers to bypass the malls and big box stores in favor of local, independent businesses. Owners of small businesses have more ways than ever to promote their goods and services in advance of Small Business Saturday and throughout the shopping season. In this month’s shared blog from The First, Adweek.com offers five great ideas from Facebook to make your Small Business Saturday a success. http://www.adweek.com/socialtimes/5-facebook-tips-small-business-saturday-2015/629800 [ read more ]

Local Businesses Support Local Economies | The First National Bank Blog

November 10th, 2015
Local Businesses Support Local Economies | The First National Bank Blog image

The term “Small Business” is a bit of a misnomer. According to the Small Business Administration, these businesses generated approximately 63 percent of the new jobs created between 1993 and mid-2013 and account for about 54 percent of sales nationwide. With Small Business Saturday coming up fast, consider the economic benefits of shopping at small, local markets and retailers. Money spent locally is more likely to stay in the community. The research firm Civic Economics reported that for every $100 spent at a local business, $68 stays in the local community. Small business owners live, operate and shop in the [ read more ]