December, 2015

How To Pay Off Holiday Debt | The First National Bank Blog

December 29th, 2015
How To Pay Off Holiday Debt | The First National Bank Blog image

According to the American Research Group, the average shopper planned to spend $882 on Christmas gifts in 2015. If you spent more than you planned or used credit cards to make your purchases, U.S. News & World Report has five tips for paying off your holiday debt. Find out more in this month’s shared blog from The First. http://money.usnews.com/money/blogs/my-money/2014/12/31/5-easy-strategies-to-pay-off-holiday-debt What’s your strategy for paying down credit card debt? Let us know in the Comments section.   [ read more ]

When is a bargain not a bargain? | The First National Bank Blog

December 15th, 2015
When is a bargain not a bargain? | The First National Bank Blog image

Writer Franklin Jones once said, “A bargain is something you don’t need at a price you can’t resist.” This seems especially true as shoppers find themselves caught up in the holiday gift buying rush. When faced with the prospect of not finding the perfect gift for everyone on your list, it’s easy to give in to impulse shopping. But before you buy your niece that bedazzled selfie stick and matching phone case, take a step back and consider the following: How will the recipient really react to your gift? Here’s the scene: You hand a beautifully wrapped box to your [ read more ]

Should you shop in-store or online? | The First National Bank Blog

December 8th, 2015
Should you shop in-store or online? | The First National Bank Blog image

Now that Cyber Monday has become as much of a shopping tradition as Black Friday, more and more people are weighing the pros and cons of shopping online vs. in-store. Online purchases are often less expensive than the same items offered in brick-and-mortar stores, and there is an added benefit of convenience. Still, there are other factors to consider when deciding whether you’ll shop at the mall or in your living room. Identity Theft Even though scanning devices make it possible for cyber thieves to steal data directly from your wallet, identity theft is still more prevalent online. To protect [ read more ]