October, 2016

Can Using Cash Help Tame Credit Card Debt?

October 18th, 2016
Can Using Cash Help Tame Credit Card Debt? image

Many people use credit and debit cards as a matter of convenience, but reaching for the plastic too often can lead to overspending that grows worse over time.  Writer Miriam Caldwell offers tips to help you cut back on credit card spending, including creating Cash Only categories for groceries, clothing, eating out, and any other areas where you’re tempted to splurge. Find out more in this month’s shared blog from thebalance.com.        [ read more ]

Go Credit Card-Free for the Holidays | The First National Bank Blog

October 4th, 2016
Go Credit Card-Free for the Holidays | The First National Bank Blog image

If you’re like most people, you’ll use credit cards for holiday purchases this year—especially department store cards offering deep discounts throughout the season. But using credit cards too often in November and December can lead to a serious case of buyer’s remorse when bills start showing up in January. The good news is you can avoid holiday credit card debt with four simple strategies. 1. Start saving now! If you haven’t already, begin putting money aside for gifts, holiday décor items and extra goodies from the supermarket. Saving cash now means you’ll be less likely to use credit cards as [ read more ]