April, 2017

Best Ways to Use a Tax Refund

April 27th, 2017
Best Ways to Use a Tax Refund image

Over the past few years, the average federal tax refund has come to about $3,000. That’s not exactly chump change. With the filing deadline approaching, it’s not too early to begin thinking about how you’ll use a refund this year. Here are five pointers to keep in mind. 1. Pay down debt It’s not as much fun as booking a trip to the Caribbean, but cutting down the amount of debt you owe is one of the best money moves you can make. Outstanding loan and credit card balances can hurt your credit score, making it more difficult to get [ read more ]

Mobile Payments and your Future Banking Needs

April 13th, 2017
Mobile Payments and your Future Banking Needs image

We all love our smart phones and they have changed our lives. Now they can be a greater part of how we bank. Mobile transactions are expected to double to about $62.5 billion in 2017. Still about 75% of us have yet to try contactless payments. At The First this technology is ready for you to use today. We believe it could be of value and something you should consider for the following reasons: Mobile Pay is safer than swiping. Random numbers are generated that work like a credit card but are useless if stolen. Mobile Pay is faster than [ read more ]