May, 2017

How Debit Card Fraud Happens — and How to Avoid It

May 25th, 2017
How Debit Card Fraud Happens — and How to Avoid It image

For many people, debit cards are the perfect plastic. They offer most of the conveniences of credit cards with no risk of accumulating debt. But like credit cards, debit cards are vulnerable to rip-off artists. And debit card fraud is particularly scary because thieves can withdraw money directly from your checking account. Here’s how debit fraud happens and how to protect yourself. How identity thieves operate Debit card fraud can be sophisticated or old-school. Thieves use techniques including: Hacking When you bank or shop on public Wi-Fi networks, hackers can use keylogging software to capture everything you type, including your [ read more ]

How to Manage Your Finances After Graduating College

May 11th, 2017
How to Manage Your Finances After Graduating College image

You’re done with college, and now you’re ready to be on your own. But for newly minted grads who didn’t major in money management, here’s one last assignment: Summer reading to help with your financial future. That degree you earned might open the door to a higher salary — and carry a student loan burden — so it’s important to know how to balance it all as you set the stage for the rest of your life. Map out a budget As a college student, you probably got accustomed to living frugally. Stay the course. A good way to live [ read more ]