Some people simply view online banking as a way to save on stamps and avoid trips to the post office, but the additional pluses can add up pretty fast! Paying your bills online not only saves time, but helps save the environment by eliminating paper statements and transportation-related pollution. If you’re busy and sometimes forget to pay your bills, automatic bill pay can be a real lifesaver—not to mention a money saver when you factor in late fees and interest penalties.
Online banking places many other conveniences at your fingertips, including loan applications, the ability to transfer funds between accounts, and mobile banking. Another important benefit of online banking is the ability to monitor account activity. As the incidence of identity theft and credit card scams increases, checking your account balance regularly is more important than ever. Most banks will cover theft related losses after the first $50, but the sooner you report unauthorized activity, the sooner you and your bank can straighten out any problems with your account.
FREE online banking at The First allows you to manage your account anytime, anywhere.
In addition to transferring funds between accounts, you can view imaged checks and statements, initiate a stop payment, review your account history (including VISA Debit Card transactions), and reorder checks. To sign up, visit http://fnbn.com/online_banking/about_online_banking.html?expandable=0&subexpandable=3
What are some of the advantages you have found with online banking?