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Business: Helping commercial customers manage money

February 25th, 2013

Cash flowing through the airNo matter how long they’ve been in business, or how successful they may be, most of our commercial customers struggle to varying degrees with cash flow. Whether a business has one employee or 100, whether it’s a preschool, accounting office, or a car wash, there’s a general cycle to managing income … and sometimes things simply get out of control.

Happily, The First National Bank & Trust of Newtown has a ready solution to most cash flow-related issue — and that’s opening a line of credit. This is a source of funding, provided by our bank that can be accessed at the borrower’s discretion. It’s a relatively basic product, but it can make life less risky for entrepreneurs. Following are some essential points:

  •  Available as long as a commercial customer establishes and maintains a deposit relationship with our bank.
  • Applying for a line of credit is as simple as stopping by any First National Bank branch location and speaking to one of our loan officers.
  • Most of our customers use lines of credit funds to cover essential expenditures while awaiting payment from their own clients or customers.
  • A line of credit isn’t only for major corporations — it’s for small and mid-size businesses and organizations.
  • The First National Bank and Trust of Newtown offers many comprehensive business products to compliment your line of credit.

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