Image of ruler with text: Take your business to new heights with lending and banking products designed to help your business grow.

Commercial Lines of Credit

Is your business booming, but your cash flow can’t keep up with the rapid growth? Do you need money for seasonal or cyclical purchases? A Commercial Line of Credit from The First could be the solution to your problem. Lines of credit are more flexible than term loans, enabling businesses to stay nimble and competitive. Like credit cards, credit lines come with a borrowing limit, but the interest rates on credit lines are usually lower. Another perk is that you can write checks to vendors from your credit line so that it works like cash. The benefits of a Commercial Line of Credit from The First include:

  • No annual fee
  • Competitive rates
  • Interest-only payments
  • Pay only for the money you use, when you use it

To qualify for a business line of credit, you’ll need a certain level of revenue and at least several years of operational history. To find out more about our business loan products, and discuss your business’s eligibility for a line of credit, contact a loan officer at The First by calling 215-860-9100, stopping at one of our twelve branches or sending an email to You’ll love our personalized service and professional expertise. It’s why generations of small businesses in Bucks County have relied on us to help them succeed and grow.

The First National Bank’s SAFE Act/NMLS ID Numbers

Click here to download Personal Financial Statement Form