Checking Account Rates

Rates and yields are effective as of Tuesday, July 7, 2015.

Money Market Deposit Account
Minimum Balance to Obtain Annual Percentage Yield* Interest Rate Annual Percentage Yield
$0 to $9,999 0.10 % 0.10 %
$10,000 to $24,999 0.10 % 0.10 %
$25,000 to $49,999 0.10 % 0.10 %
$50,000 to $99,999 0.15 % 0.15 %
$100,000 to $199,999 0.15 % 0.15 %
$200,000 & over 0.15 % 0.15 %
Interest Plus Checking
Minimum Balance to Obtain Annual Percentage Yield* Interest Rate Annual Percentage Yield
$0 to $4,999 0.00 % 0.00 %
$5,000 & over 0.05 % 0.05 %

Account Terms

The following account terms apply to all accounts in this category unless otherwise marked:

  • Determination of Rate: At our discretion, we may change the interest rate on your account.
  • Frequency of Rate Changes: We may change the interest rate on your account at any time.
  • Interest will be calculated on the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
  • Interest is credited monthly to your account.
  • Minimum balances must be maintained to avoid maintenance fees.
  • Interest begins to accrue no later than the business day you deposit non-cash items (i.e., checks).
  • A minimum deposit of $1 is required to open these accounts.
  • Effect of Closing an Account: Accrued but uncredited interest under $1 will not be paid.
  • Fees could reduce earnings.