The Wealth Management Offices are under construction for a few months.
Please use the lobby of our Newtown Branch to meet with our Wealth Advisors.

Loan Rates

Home Equity Loans

Rates and yields are effective as of Tuesday, March 19, 2024.

Fixed Annual Percentage Rate Term of Loan
6.99% 36 months
7.24% 60 months
7.49% 84 months
7.74% 120 months
7.99% 180 months
8.49% 240 months
  • At 6.99%, the payment for each $1000 borrowed over a period of 36 months is $30.87 per month.
    For a $20,000 loan at 6.99% for 36 months, the payment would be $617.45 per month.
  • At 7.24%, the payment for each $1000 borrowed over a period of 60 months is $19.91 per month.
    For a $20,000 loan at 7.24% for 60 months, the payment would be $398.29 per month.
  • At 7.49%, the payment for each $1000 borrowed over a period of 84 months is $15.33 per month.
    For a $20,000 loan at 7.49% for 84 months, the payment would be $306.67 per month.
  • At 7.74%, the payment for each $1000 borrowed over a period of 120 months is $12.00 per month.
    For a $20,000 loan at 7.74% for 120 months, the payment would be $239.92 per month.
  • At 7.99%, the payment for each $1000 borrowed over a period of 180 months is $9.55 per month.
    For a $20,000 loan at 7.99% for 180 months, the payment would be $191.01 per month.
  • At 8.49%, the payment for each $1000 borrowed over a period of 240 months is $8.67 per month.
    For a $20,000 loan at 8.49% for 240 months, the payment would be $173.44 per month.

Residential Mortgages

Rates and yields are effective as of Tuesday, March 19, 2024.

Fixed Annual Percentage Rate Term of Loan
6.38% 180 months
6.50% 240 months
7.00% 360 months

  • At 6.38%, the payment for each $1000 borrowed over a period of 180 months is $8.65 per month.
    For a $100,000 loan at 6.38% for 180 months, the payment would be $864.52 per month.
  • At 6.50%, the payment for each $1000 borrowed over a period of 240 months is $7.46 per month.
    For a $100,000 loan at 6.50% for 240 months, the payment would be $745.57 per month.
  • At 7.00%, the payment for each $1000 borrowed over a period of 360 months is $6.65 per month.
    For a $100,000 loan at 7.00% for 360 months, the payment would be $665.30 per month.

Personal Installment Loans

Rates and yields are effective as of Tuesday, March 19, 2024.

Fixed Annual Percentage Rate Maximum Term
14%* 36 months

*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.

  • At 14%, the payment for each $1000 borrowed over a period of 36 months is $34.18 per month.
    For a $5000 loan at 14% for 36 months, the payment would be $170.89 per month.

New & Leftover Vehicle Loans

Rates and yields are effective as of Tuesday, March 19, 2024.

Fixed Annual Percentage Rate Maximum Term Downpayment Required
8.5% 60 months 25 %
  • At 8.5%, the payment for each $1000 borrowed over a period of 60 months is $20.52 per month.
    For a $20,000 loan at 8.5% for 60 months, the payment would be $410.33 per month.

Used Vehicle Loans

Rates and yields are effective as of Tuesday, March 19, 2024.

Vehicle Age: up to 2 years
Fixed Annual Percentage Rate 10 %
Maximum Term 48 months
Downpayment Required 30 %
Vehicle Age: up to 3 years
Fixed Annual Percentage Rate 11 %
Maximum Term 36 months
Downpayment Required 30 %
Vehicle Age: up to 4 years
Fixed Annual Percentage Rate 11 %
Maximum Term 24 months
Downpayment Required 30 %
Vehicle Age: up to 5 years
Fixed Annual Percentage Rate 12 %
Maximum Term 24 months
Downpayment Required 50 %

* It may be more economical to finance your vehicle with a home equity loan.

  • At 10%, the payment for each $1000 borrowed over a period of 48 months is $25.36 per month.
    For a $10,000 loan at 10% for 48 months, the payment would be $253.63 per month.
  • At 11%, the payment for each $1000 borrowed over a period of 36 months is $32.74 per month.
    For a $10,000 loan at 11% for 36 months, the payment would be $327.39 per month.
  • At 11%, the payment for each $1000 borrowed over a period of 24 months is $46.61 per month.
    For a $5,000 loan at 11% for 24 months, the payment would be $233.04 per month.
  • At 12%, the payment for each $1000 borrowed over a period of 24 months is $47.07 per month.
    For a $5,000 loan at 12% for 24 months, the payment would be $235.37 per month.