Savings Rates

Rates and yields are effective as of Wednesday, July 1, 2015.

Statement Savings Account
Minimum Balance to Obtain Annual Percentage Yield* $100
Interest Rate 0.10 %
Annual Percentage Yield 0.10 %
Kids First Savings Account
Minimum Balance to Obtain Annual Percentage Yield* $50
Interest Rate 0.10 %
Annual Percentage Yield 0.10 %
Holiday Club Account
Minimum Balance to Obtain Annual Percentage Yield* $5
Interest Rate 0.10 %
Annual Percentage Yield 0.10 %
Special Purpose Club Account
Minimum Balance to Obtain Annual Percentage Yield* $5
Interest Rate 0.10 %
Annual Percentage Yield 0.10 %

*Balances below this amount will not receive interest.

Online savings calculator

Account Terms

The following account terms apply to all accounts in this category unless otherwise marked:

  • Variable Rate Accounts: The interest rate and annual percentage yield may change at any time.
  • Determination of Rate: At our discretion, we may change the interest rate on your account.
  • Frequency of Rate Changes: We may change the interest rate on your account at any time.
  • Interest will be calculated on the daily balance method. This method applies a daily periodic rate to the principal in the account each day.
  • Minimum balances must be maintained to avoid maintenance fees.
  • Interest begins to accrue no later than the business day you deposit noncash items (i.e., checks).
  • A minimum deposit of $1.00 is required to open these accounts.
  • Effect of Closing an Account: Accrued but uncredited interest under $1.00 will not be paid.
  • Statement Savings Only: Interest is posted monthly. Fees could reduce earnings.
  • Kids First Savings Only: Interest is posted monthly.
  • Holiday Club Only: Interest is paid annually. No interest is paid if closed out early.
  • Special Purpose Club Only: Interest is credited yearly and at the completion of the club with a maximum length of five years. This club does not renew automatically at maturity. A check will be mailed to you for the balance plus interest at maturity.