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Staying Independent | The First National Bank Blog

January 12th, 2016

nwtn_bank hi contrastPennsylvania banks have a long and well-earned  reputation for innovation and independence. The Bank of North America, America’s first commercial bank, was chartered by the Confederation Congress immediately after America’s victory in the War for Independence. The newly minted financial institution opened its doors on January 7, 1782 in Philadelphia with the purpose of lending money to the federal government, individual states and local businesses. Pennsylvania then saw other banking firsts, including the nation’s first savings bank and its first savings and loan association. In the same spirit of innovation and independence, The First National Bank of Newtown began serving Bucks County in 1864.

In 2015, however, an increasing number of Pennsylvania’s local banks either merged with larger financial institutions or were in the planning stages for mergers. This trend has strengthened The First’s commitment to remaining independent. We believe independent banking institutions provide a more personalized banking experience, as well as more borrowing opportunities for local residents and businesses.

Looking for a lender that knows Bucks County? Look into a loan from The First at

An Interest in the Community

Because they are an active part of the local community, independent banks are more capable of making a positive impact at the local level. Their insight into the local market enables them to quickly assess and respond to emerging community needs. Whether they’re promoting local businesses, sponsoring civic events or supporting civic improvements, independent banks are highly invested in the communities they serve.

The First National Bank of Newtown resolves to remain independent. Read our Declaration here.

What do you think of recent mergers between local banks and other financial institutions? Let us know in the Comments section.