Used Vehicle Loans

Thinking of buying a used car? The First National Bank, with locations throughout Bucks County, offers loans for used cars at very competitive rates.

Vehicle Age: up to 2 years
Fixed Annual Percentage Rate 6.00 %
Maximum Term 48 months
Downpayment Required 30 %
Vehicle Age: up to 3 years
Fixed Annual Percentage Rate 7.00 %
Maximum Term 36 months
Downpayment Required 30 %
Vehicle Age: up to 4 years
Fixed Annual Percentage Rate 7.00 %
Maximum Term 24 months
Downpayment Required 30 %
Vehicle Age: up to 5 years
Fixed Annual Percentage Rate 8.00 %
Maximum Term 24 months
Downpayment Required 50 %

* It may be more economical to finance your vehicle with a home equity loan.

Pay one of three convenient ways.

  • Automatic withdrawal from an account at The First
  • Coupon book for payments by mail or at any branch of The First
  • Via Online Banking
  • At 6.00%, the payment for each $1000 borrowed over a period of 48 months is $23.49.
    For a $10,000 loan at 6.00% for 48 months, the payment would be $234.85 per month.
  • At 7.00%, the payment for each $1000 borrowed over a period of 36 months is $30.88.
    For a $10,000 loan at 7.00% for 36 months, the payment would be $308.77 per month.
  • At 7.00%, the payment for each $1000 borrowed over a period of 24 months is $44.77.
    For a $5,000 loan at 7.00% for 24 months, the payment would be $223.86 per month.
  • At 8.00%, the payment for each $1000 borrowed over a period of 24 months is $45.23.
    For a $5,000 loan at 8.00% for 24 months, the payment would be $226.14 per month.

Rates and terms may be higher for heavy duty commercial vehicles. Contact a loan officer for details.

Apply online
Download Loan Application
More information
Loan calculator

Click here to download Personal Financial Statement Form

The First National Bank’s SAFE Act/NMLS ID Numbers