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Commercial Lines of Credit illustration

Commercial Lines of Credit

Is your business booming, but your cash flow can’t keep up with the rapid growth? Do you need money for seasonal or cyclical purchases? A Commercial Line of Credit from The First could be the solution to your problem. Lines of credit are more flexible than term loans, enabling businesses to stay nimble and competitive. Like credit cards, credit lines come with a borrowing limit, but the interest rates on credit lines are usually lower. Another perk is that you can write checks to vendors from your credit line so that it works like cash.

The benefits of a Commercial Line of Credit from The First include:

  • No annual fee
  • Competitive rates

  • Interest-only payments
  • Pay only for the money you use, when you use it

To qualify for a business line of credit, you’ll need a certain level of revenue and at least several years of operational history. To find out more about our business loan products and discuss your business’s eligibility for a line of credit, talk to lending specialist Lindsay Lambert by email or call her at 215-579-3409. Our personalized service and professional expertise are why generations of small businesses in Bucks County have relied on us to help them succeed and grow.

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