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Website Privacy Policy

Visitors to The First National Bank & Trust Company of Newtown’s public web site remain anonymous. The First does not collect identifying information about visitors to our site.

The First uses standard software to collect some non-identifying information about our visitors, such as:

  • Date and time our site was visited
  • IP address (A numeric address given to computers connected to the Internet)
  • Web browser used
  • City, state and country

Cookies: The First uses “cookies” on this website. Cookies enable The First to deliver online advertisements to our website visitors after they’ve left our website through third-party advertising partners like Google and Facebook. Cookies do not provide The First with any personally identifiable information.

The First uses this information to create summary statistics and to determine the level of interest in the information available on our site.

Visitors may elect to provide us with personal information via e-mail or online applications/inquiries. This information is used internally, as appropriate, to handle the sender’s request. It is not disseminated or sold to other organizations.

We may also collect nonpublic information about you from your transactions with us and others, and through information we may receive from a consumer reporting agency.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. We may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices described in this notice.

The First is committed to protecting your privacy.

Complaints about this site should be directed to:
Mr. Daniel J. Schaffer
President & CEO
40 South State Street
Newtown, PA 18940
Phone 215-860-9100
Fax 215-968-2930
or e-mail us at info@fnbn.com.

Limitation of Warranties

THIS INFORMATION IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

REFERENCES TO CORPORATIONS, THEIR SERVICES, AND PRODUCTS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. IN NO EVENT SHALL THE FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT ADVISED OR THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS INFORMATION.

Descriptions of, or references to, products, services, or publications within The First’s web site do not imply endorsement approval of that product, service, or publication. The First specifically disclaims all warranties, express, implied, or otherwise, including without limitation, all warranties of merchantability and fitness for particular purpose.

THIS PUBLICATION COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES MAY BE MADE AT ANY TIME TO THE INFORMATION HEREIN WITHOUT PRIOR NOTICE.

Third-Party Web Site Links

Included in The First’s web site are links to other third party web sites. This includes any link to a web page that does not begin with either fnbn.com or secure2.fnbn.com. These have been included for the convenience of the bank’s customers. However, the bank does not support any claims or warranties made by these third parties. Furthermore, the information on these third party web pages is not maintained by or influenced in any way by The First.

Other Information

Messages sent by e-mail may not be secure, may be intercepted by third parties, and may not be immediately received by the appropriate department at The First. Please do not e-mail any confidential information which we require to be in writing or which needs our immediate attention. Instead, please call us at 215-968-4203. Also be aware that a “receipt” acknowledgment on an e-mail indicates that the message has been routed onto the Internet, not that the message has been received by The First.

The display of trademarks herein does not imply that a license of any kind has been granted. Any downloading, re-transmission, or other copying or modification of trademarks and/or contents herein may be a violation of federal trademark and/or copyright laws and could subject the copier to legal action.

NYCE Payments Network LLC is an FIS Company. VISA­ is a registered trademark of VISA USA. MasterCard­ is a registered trademark of MasterCard International. Discover­ is a registered trademark of Greenwood Trust Company. American Express­ is a registered trademark of American Express Company. Diners Club­ is a registered trademark of Diners Club International, Ltd.

The First National Bank and Trust Company of Newtown – Member FDIC
Equal Housing Lender
Equal Opportunity Lender

Customer Privacy Policy

Facts What Does The First National Bank & Trust Company of Newtown Do with your Personal Information?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHY? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and checking account information
  • Credit history and account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

HOW? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons The First National Bank & Trust Company of Newtown chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does The First National Bank & Trust Company of Newtown share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes-
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes-
information about your creditworthiness
No We don’t share
For nonaffiliates to market to you No We don’t share
What we do
How does The First National Bank & Trust Company of Newtown protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The First National Bank & Trust Company of Newtown collect my personal information? We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • The First National Bank & Trust Company of Newtown has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

  • The First National Bank & Trust Company of Newtown does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card companies.