Personal

Loans & Lines of Credit

Account options

Our Loan & Line of Credit Options

We offer a variety of loan products, and as a local community bank, our decisions are made right here in Bucks County.

Personal Installment Loan

An unsecured term loan with a fixed interest rate. Good for consolidating higher interest credit card debt or financing a large purchase, home improvement project, or vacation.

Personal Line of Credit

A flexible credit line that is there when you need it. Use it to cover overdrafts, unexpected expenses, or anything else you want.

Vehicle Loans

Convenient and affordable financing for the new car or truck of your choice.

Used Vehicle Loans

Shop with confidence by getting approved for your used car loan before you head to the dealership.

Student Loans

A Loan with Pennsylvania Students in Mind
Lending

Loans & Lines of Credit in Bucks County

Whether you are interested in purchasing a new home, renovating the one you have, or taking the vacation of your dreams, knowledgeable lending officers will help you choose the one that’s right for you. Our commitment to independence is unprecedented, so you never have to worry about name changes, mergers, or closing branches, and we never sell our loans! Dream on and talk to a lending specialist today – the right fit is within your reach.

Card Services

Credit & Debit Card Services

The First offers a variety of ATM, debit, and credit cards for all your payment needs. Our Visa® gift cards are perfect for any occasion. Earn rewards with our uChoose rewards card, make mobile payments, and keep your cards secure with our FNBN Card Guard App.

Sample Visa Card from The First National Bank & Trust Co. of Newtown
Sample Visa Card from The First National Bank & Trust Co. of Newtown

Getting a Personal Loan from The First

Ready to apply for a personal loan or line of credit in Bucks County? At The First, we offer flexible loans for individuals that can be used for a variety of purposes such as debt consolidation. If you don’t own your home or don’t have much equity in it, a personal installment loan or line of credit is a great option for affordable financing. Apply online or contact our lending team for more information. You can also read our blog articles on strategies for paying down debt, recovering from a financial setback, and improving your credit score.

Benefits of a Loan or Line of Credit from The First

Bank Anywhere

Digital Banking

The First gives you the power to bank anytime, anywhere. Online and on-the-go, our digital banking products provide modern technology your busy life demands and the service you’ve come to expect.

Just tap and go!

Download our mobile app to your device

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We Put you first

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The First is here to support you, online, on the go, or in person!