Service Charges
| Description | Fee |
|---|---|
| Insufficient & overdraft items- checking and savings - created by check, in-person withdrawal or other electronic means excluding single POS transactions or ATM withdrawals | $35 |
| Negative balance over $50: (Excludes ATM withdrawals and single POS transactions) | $10 per day after three days |
| Returned checks-deposit: | $10 |
| Escheat fee: | $35 |
| Stop payment open dollar | $35 set up fee, then $10.00 per month |
| Stop payment | $35 |
| Child support levy | $50 |
| Levy and lien processing: | $125 plus cost |
| Money judgments: | $225 plus attorney fees and costs |
| Subpoena/research: (Minimum 1 hour) | $35 per hour and $.35 per copy |
| Account reconcilement: | $35 per hour |
| Dormant checking-inactive for six months: | $5 per month for balances under $500 |
| Dormant savings/interest bearing checking-inactive for two years: | $5 per month for balances under $500 |
| Cashier's checks: | $10 |
| *Outgoing domestic wire transfer: | $20 |
| *Outgoing foreign wire transfer: | $40 |
| *Incoming wire transfer: (Domestic or Foreign) | $10 |
| Automatic transfer agreement: | $5 per transfer |
| *Signature guarantee: | $5 |
| Bank NSF check collection item: (Collection dept.) | $35 |
| Bank draft, collection item, auction letter: | $15 |
| Securities purchased or sold: | $25 minimum plus postage and insurance/$15 for each paying agent |
| Basic personalized checks: | Fee depends on style of check ordered |
| Temporary checks: | $5 if more than once per calendar year |
| ATM card: | $1 per month per card or $12 per year |
| ATM/VISA® Debit Card/VISA® Rewards Debit Card/ VISA® Business Debit Card replacement card fee: | $10 |
| Rejected item fee: | $1 per item |
| Early withdrawal fee for CD or IRA | $25 |
| Foreign Currency Orders | $30 fee per order. Orders under $500.00 USD will incur an additional $15 minimum order fee. $20 fee for expedited orders. |
*Above prices are based upon an established customer relationship with The First. Please call your local branch for more information.