the washington crossing branch will be closed on thursday, 05/25/2023 due to construction.  branch will be back open on friday, 05/26/2023.

Loan Rates

Home Equity Loans

Rates and yields are effective as of Monday, May 29, 2023.

Fixed Annual Percentage Rate Term of Loan
6.24% 36 months
6.49% 60 months
6.74% 84 months
6.99% 120 months
7.24% 180 months
8.24% 240 months
  • At 6.24%, the payment for each $1000 borrowed over a period of 36 months is $30.53 per month.
    For a $20,000 loan at 6.24% for 36 months, the payment would be $610.62 per month.
  • At 6.49%, the payment for each $1000 borrowed over a period of 60 months is $19.56 per month.
    For a $20,000 loan at 6.49% for 60 months, the payment would be $391.23 per month.
  • At 6.74%, the payment for each $1000 borrowed over a period of 84 months is $14.97 per month.
    For a $20,000 loan at 6.74% for 84 months, the payment would be $299.32 per month.
  • At 6.99%, the payment for each $1000 borrowed over a period of 120 months is $11.61 per month.
    For a $20,000 loan at 6.99% for 120 months, the payment would be $232.11 per month.
  • At 7.24%, the payment for each $1000 borrowed over a period of 180 months is $9.12 per month.
    For a $20,000 loan at 7.24% for 180 months, the payment would be $182.46 per month.
  • At 8.24%, the payment for each $1000 borrowed over a period of 240 months is $8.51 per month.
    For a $20,000 loan at 8.24% for 240 months, the payment would be $170.29 per month.

Residential Mortgages

Rates and yields are effective as of Monday, May 29, 2023.

Fixed Annual Percentage Rate Term of Loan
6.25% 180 months
6.50% 240 months
7.00% 360 months

  • At 6.25%, the payment for each $1000 borrowed over a period of 180 months is $8.57 per month.
    For a $100,000 loan at 6.25% for 180 months, the payment would be $857.42 per month.
  • At 6.50%, the payment for each $1000 borrowed over a period of 240 months is $7.46 per month.
    For a $100,000 loan at 6.50% for 240 months, the payment would be $745.57 per month.
  • At 7.00%, the payment for each $1000 borrowed over a period of 360 months is $6.65 per month.
    For a $100,000 loan at 7.00% for 360 months, the payment would be $665.30 per month.

Personal Installment Loans

Rates and yields are effective as of Monday, May 29, 2023.

Fixed Annual Percentage Rate Maximum Term
14%* 36 months

*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.

  • At 14%, the payment for each $1000 borrowed over a period of 36 months is $34.18 per month.
    For a $5000 loan at 14% for 36 months, the payment would be $170.89 per month.

New & Leftover Vehicle Loans

Rates and yields are effective as of Monday, May 29, 2023.

Fixed Annual Percentage Rate Maximum Term Downpayment Required
9.00% 60 months 25 %
  • At 9.00%, the payment for each $1000 borrowed over a period of 60 months is $20.76 per month.
    For a $20,000 loan at 9.00% for 60 months, the payment would be $415.17 per month.

Used Vehicle Loans

Rates and yields are effective as of Monday, May 29, 2023.

Vehicle Age: up to 2 years
Fixed Annual Percentage Rate 11 %
Maximum Term 48 months
Downpayment Required 30 %
Vehicle Age: up to 3 years
Fixed Annual Percentage Rate 12 %
Maximum Term 36 months
Downpayment Required 30 %
Vehicle Age: up to 4 years
Fixed Annual Percentage Rate 12 %
Maximum Term 24 months
Downpayment Required 30 %
Vehicle Age: up to 5 years
Fixed Annual Percentage Rate 13 %
Maximum Term 24 months
Downpayment Required 50 %

* It may be more economical to finance your vehicle with a home equity loan.

  • At 11%, the payment for each $1000 borrowed over a period of 48 months is $25.85 per month.
    For a $10,000 loan at 11% for 48 months, the payment would be $258.46 per month.
  • At 12%, the payment for each $1000 borrowed over a period of 36 months is $33.21 per month.
    For a $10,000 loan at 12% for 36 months, the payment would be $332.14 per month.
  • At 12%, the payment for each $1000 borrowed over a period of 24 months is $47.07 per month.
    For a $5,000 loan at 12% for 24 months, the payment would be $235.37 per month.
  • At 13%, the payment for each $1000 borrowed over a period of 24 months is $47.54 per month.
    For a $5,000 loan at 13% for 24 months, the payment would be $237.71 per month.