Loan Rates
Home Equity Loans
Rates and yields are effective as of Friday, April 23, 2021.
Fixed Annual Percentage Rate | Term of Loan |
---|---|
3.49% | 36 months |
3.74% | 60 months |
3.99% | 84 months |
4.24% | 120 months |
4.49% | 180 months |
5.49% | 240 months |
- At 3.49%, the payment for each $1000 borrowed over a period of 36 months is $29.30.
For a $20,000 loan at 3.49% for 36 months, the payment would be $585.95 per month. - At 3.74%, the payment for each $1000 borrowed over a period of 60 months is $18.30.
For a $20,000 loan at 3.74% for 60 months, the payment would be $365.99 per month. - At 3.99%, the payment for each $1000 borrowed over a period of 84 months is $13.66.
For a $20,000 loan at 3.99% for 84 months, the payment would be $273.28 per month. - At 4.24%, the payment for each $1000 borrowed over a period of 120 months is $10.24.
For a $20,000 loan at 4.24% for 120 months, the payment would be $204.78 per month. - At 4.49%, the payment for each $1000 borrowed over a period of 180 months is $7.64.
For a $20,000 loan at 4.49% for 180 months, the payment would be $152.90 per month. - At 5.49%, the payment for each $1000 borrowed over a period of 240 months is $6.87.
For a $20,000 loan at 5.49% for 240 months, the payment would be $137.46 per month.
Residential Mortgages
Fixed Annual Percentage Rate | Term of Loan |
---|---|
3.625% | 180 months |
3.75% | 240 months |
3.875% | 360 months |
- At 3.625%, the payment for each $1000 borrowed over a period of 180 months is $7.21.
For a $100,000 loan at 3.625% for 180 months, the payment would be $721.04 per month. - At 3.75%, the payment for each $1000 borrowed over a period of 240 months is $5.93.
For a $100,000 loan at 3.75% for 240 months, the payment would be $592.89 per month. - At 3.875%, the payment for each $1000 borrowed over a period of 360 months is $4.70.
For a $100,000 loan at 3.875% for 360 months, the payment would be $470.24 per month.
Personal Installment Loans
Fixed Annual Percentage Rate | Maximum Term |
---|---|
13%* | 36 months |
*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.
- At 13%, the payment for each $1000 borrowed over a period of 36 months is $33.69.
For a $5000 loan at 13% for 36 months, the payment would be $168.47 per month.
New & Leftover Vehicle Loans
Fixed Annual Percentage Rate | Maximum Term | Downpayment Required |
---|---|---|
4.50% | 60 months | 25 % |
- At 4.50%, the payment for each $1000 borrowed over a period of 60 months is $18.64.
For a $20,000 loan at 4.50% for 60 months, the payment would be $372.86 per month.
Used Vehicle Loans
Vehicle Age: up to 2 years | |
---|---|
Fixed Annual Percentage Rate | 6.00 % |
Maximum Term | 48 months |
Downpayment Required | 30 % |
Vehicle Age: up to 3 years | |
---|---|
Fixed Annual Percentage Rate | 7.00 % |
Maximum Term | 36 months |
Downpayment Required | 30 % |
Vehicle Age: up to 4 years | |
---|---|
Fixed Annual Percentage Rate | 7.00 % |
Maximum Term | 24 months |
Downpayment Required | 30 % |
Vehicle Age: up to 5 years | |
---|---|
Fixed Annual Percentage Rate | 8.00 % |
Maximum Term | 24 months |
Downpayment Required | 50 % |
* It may be more economical to finance your vehicle with a home equity loan.
- At 6.00%, the payment for each $1000 borrowed over a period of 48 months is $23.49.
For a $10,000 loan at 6.00% for 48 months, the payment would be $234.85 per month. - At 7.00%, the payment for each $1000 borrowed over a period of 36 months is $30.88.
For a $10,000 loan at 7.00% for 36 months, the payment would be $308.77 per month. - At 7.00%, the payment for each $1000 borrowed over a period of 24 months is $44.77.
For a $5,000 loan at 7.00% for 24 months, the payment would be $223.86 per month. - At 8.00%, the payment for each $1000 borrowed over a period of 24 months is $45.23.
For a $5,000 loan at 8.00% for 24 months, the payment would be $226.14 per month.