Loan Rates
Home Equity Loans
Rates and yields are effective as of Monday, December 4, 2023.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 7.24% | 36 months |
| 7.49% | 60 months |
| 7.74% | 84 months |
| 8.24% | 120 months |
| 8.49% | 180 months |
| 8.74% | 240 months |
- At 7.24%, the payment for each $1000 borrowed over a period of 36 months is $30.99 per month.
For a $20,000 loan at 7.24% for 36 months, the payment would be $619.74 per month. - At 7.49%, the payment for each $1000 borrowed over a period of 60 months is $20.03 per month.
For a $20,000 loan at 7.49% for 60 months, the payment would be $400.66 per month. - At 7.74%, the payment for each $1000 borrowed over a period of 84 months is $15.46 per month.
For a $20,000 loan at 7.74% for 84 months, the payment would be $309.14 per month. - At 8.24%, the payment for each $1000 borrowed over a period of 120 months is $12.26 per month.
For a $20,000 loan at 8.24% for 120 months, the payment would be $245.20 per month. - At 8.49%, the payment for each $1000 borrowed over a period of 180 months is $9.84 per month.
For a $20,000 loan at 8.49% for 180 months, the payment would be $196.83 per month. - At 8.74%, the payment for each $1000 borrowed over a period of 240 months is $8.83 per month.
For a $20,000 loan at 8.74% for 240 months, the payment would be $176.61 per month.
Residential Mortgages
Rates and yields are effective as of Monday, December 4, 2023.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 7.38% | 180 months |
| 7.63% | 240 months |
| 8.00% | 360 months |
- At 7.38%, the payment for each $1000 borrowed over a period of 180 months is $9.20 per month.
For a $100,000 loan at 7.38% for 180 months, the payment would be $920.21 per month. - At 7.63%, the payment for each $1000 borrowed over a period of 240 months is $8.14 per month.
For a $100,000 loan at 7.63% for 240 months, the payment would be $813.56 per month. - At 8.00%, the payment for each $1000 borrowed over a period of 360 months is $7.34 per month.
For a $100,000 loan at 8.00% for 360 months, the payment would be $733.76 per month.
Personal Installment Loans
Rates and yields are effective as of Monday, December 4, 2023.
| Fixed Annual Percentage Rate | Maximum Term |
|---|---|
| 14%* | 36 months |
*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.
- At 14%, the payment for each $1000 borrowed over a period of 36 months is $34.18 per month.
For a $5000 loan at 14% for 36 months, the payment would be $170.89 per month.
New & Leftover Vehicle Loans
Rates and yields are effective as of Monday, December 4, 2023.
| Fixed Annual Percentage Rate | Maximum Term | Downpayment Required |
|---|---|---|
| 9.00% | 60 months | 25 % |
- At 9.00%, the payment for each $1000 borrowed over a period of 60 months is $20.76 per month.
For a $20,000 loan at 9.00% for 60 months, the payment would be $415.17 per month.
Used Vehicle Loans
Rates and yields are effective as of Monday, December 4, 2023.
| Vehicle Age: up to 2 years | |
|---|---|
| Fixed Annual Percentage Rate | 11 % |
| Maximum Term | 48 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 3 years | |
|---|---|
| Fixed Annual Percentage Rate | 12 % |
| Maximum Term | 36 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 4 years | |
|---|---|
| Fixed Annual Percentage Rate | 12 % |
| Maximum Term | 24 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 5 years | |
|---|---|
| Fixed Annual Percentage Rate | 13 % |
| Maximum Term | 24 months |
| Downpayment Required | 50 % |
* It may be more economical to finance your vehicle with a home equity loan.
- At 11%, the payment for each $1000 borrowed over a period of 48 months is $25.85 per month.
For a $10,000 loan at 11% for 48 months, the payment would be $258.46 per month. - At 12%, the payment for each $1000 borrowed over a period of 36 months is $33.21 per month.
For a $10,000 loan at 12% for 36 months, the payment would be $332.14 per month. - At 12%, the payment for each $1000 borrowed over a period of 24 months is $47.07 per month.
For a $5,000 loan at 12% for 24 months, the payment would be $235.37 per month. - At 13%, the payment for each $1000 borrowed over a period of 24 months is $47.54 per month.
For a $5,000 loan at 13% for 24 months, the payment would be $237.71 per month.