Loan Rates

Rates and yields are effective as of Monday, October 3, 2022.

• At 4.99%, the payment for each $1000 borrowed over a period of 36 months is $29.97 per month.
  For a $20,000 loan at 4.99% for 36 months, the payment would be $599.33 per month.
• At 5.24%, the payment for each $1000 borrowed over a period of 60 months is $18.98 per month.
  For a $20,000 loan at 5.24% for 60 months, the payment would be $379.63 per month.
• At 5.49%, the payment for each $1000 borrowed over a period of 84 months is $14.37 per month.
  For a $20,000 loan at 5.49% for 84 months, the payment would be $287.31 per month.
• At 5.74%, the payment for each $1000 borrowed over a period of 120 months is $10.97 per month.
  For a $20,000 loan at 5.74% for 120 months, the payment would be $219.44 per month.
• At 5.99%, the payment for each $1000 borrowed over a period of 180 months is $8.43 per month.
  For a $20,000 loan at 5.99% for 180 months, the payment would be $168.66 per month.
• At 6.99%, the payment for each $1000 borrowed over a period of 240 months is $7.75 per month.
  For a $20,000 loan at 6.99% for 240 months, the payment would be $154.94 per month.

• At 5.75%, the payment for each $1000 borrowed over a period of 180 months is $8.30 per month.
  For a $100,000 loan at 5.75% for 180 months, the payment would be $830.41 per month.
• At 6.00%, the payment for each $1000 borrowed over a period of 240 months is $7.16 per month.
  For a $100,000 loan at 6.00% for 240 months, the payment would be $716.43 per month.
• At 6.25%, the payment for each $1000 borrowed over a period of 360 months is $6.16 per month.
  For a $100,000 loan at 6.25% for 360 months, the payment would be $615.72 per month.

*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.

• At 13%, the payment for each $1000 borrowed over a period of 36 months is $33.69 per month.
  For a $5000 loan at 13% for 36 months, the payment would be $168.47 per month.

• At 4.50%, the payment for each $1000 borrowed over a period of 60 months is $18.64 per month.
  For a $20,000 loan at 4.50% for 60 months, the payment would be $372.86 per month.

* It may be more economical to finance your vehicle with a home equity loan.

• At 6.00%, the payment for each $1000 borrowed over a period of 48 months is $23.49 per month.
  For a $10,000 loan at 6.00% for 48 months, the payment would be $234.85 per month.
• At 7.00%, the payment for each $1000 borrowed over a period of 36 months is $30.88 per month.
  For a $10,000 loan at 7.00% for 36 months, the payment would be $308.77 per month.
• At 7.00%, the payment for each $1000 borrowed over a period of 24 months is $44.77 per month.
  For a $5,000 loan at 7.00% for 24 months, the payment would be $223.86 per month.
• At 8.00%, the payment for each $1000 borrowed over a period of 24 months is $45.23 per month.
  For a $5,000 loan at 8.00% for 24 months, the payment would be $226.14 per month.