Loan Rates
Home Equity Loans
Rates and yields are effective as of Thursday, May 19, 2022.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 4.24% | 36 months |
| 4.49% | 60 months |
| 4.74% | 84 months |
| 4.99% | 120 months |
| 5.24% | 180 months |
| 6.24% | 240 months |
- At 4.24%, the payment for each $1000 borrowed over a period of 36 months is $29.63.
For a $20,000 loan at 4.24% for 36 months, the payment would be $592.62 per month. - At 4.49%, the payment for each $1000 borrowed over a period of 60 months is $18.64.
For a $20,000 loan at 4.49% for 60 months, the payment would be $372.77 per month. - At 4.74%, the payment for each $1000 borrowed over a period of 84 months is $14.01.
For a $20,000 loan at 4.74% for 84 months, the payment would be $280.24 per month. - At 4.99%, the payment for each $1000 borrowed over a period of 120 months is $10.60.
For a $20,000 loan at 4.99% for 120 months, the payment would be $212.03 per month. - At 5.24%, the payment for each $1000 borrowed over a period of 180 months is $8.03.
For a $20,000 loan at 5.24% for 180 months, the payment would be $160.67 per month. - At 6.24%, the payment for each $1000 borrowed over a period of 240 months is $7.30.
For a $20,000 loan at 6.24% for 240 months, the payment would be $146.07 per month.
Residential Mortgages
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 4.625% | 180 months |
| 5.00% | 240 months |
| 5.25% | 360 months |
- At 4.625%, the payment for each $1000 borrowed over a period of 180 months is $7.71.
For a $100,000 loan at 4.625% for 180 months, the payment would be $771.40 per month. - At 5.00%, the payment for each $1000 borrowed over a period of 240 months is $6.60.
For a $100,000 loan at 5.00% for 240 months, the payment would be $659.96 per month. - At 5.25%, the payment for each $1000 borrowed over a period of 360 months is $5.52.
For a $100,000 loan at 5.25% for 360 months, the payment would be $552.20 per month.
Personal Installment Loans
| Fixed Annual Percentage Rate | Maximum Term |
|---|---|
| 13%* | 36 months |
*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.
- At 13%, the payment for each $1000 borrowed over a period of 36 months is $33.69.
For a $5000 loan at 13% for 36 months, the payment would be $168.47 per month.
New & Leftover Vehicle Loans
| Fixed Annual Percentage Rate | Maximum Term | Downpayment Required |
|---|---|---|
| 4.50% | 60 months | 25 % |
- At 4.50%, the payment for each $1000 borrowed over a period of 60 months is $18.64.
For a $20,000 loan at 4.50% for 60 months, the payment would be $372.86 per month.
Used Vehicle Loans
| Vehicle Age: up to 2 years | |
|---|---|
| Fixed Annual Percentage Rate | 6.00 % |
| Maximum Term | 48 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 3 years | |
|---|---|
| Fixed Annual Percentage Rate | 7.00 % |
| Maximum Term | 36 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 4 years | |
|---|---|
| Fixed Annual Percentage Rate | 7.00 % |
| Maximum Term | 24 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 5 years | |
|---|---|
| Fixed Annual Percentage Rate | 8.00 % |
| Maximum Term | 24 months |
| Downpayment Required | 50 % |
* It may be more economical to finance your vehicle with a home equity loan.
- At 6.00%, the payment for each $1000 borrowed over a period of 48 months is $23.49.
For a $10,000 loan at 6.00% for 48 months, the payment would be $234.85 per month. - At 7.00%, the payment for each $1000 borrowed over a period of 36 months is $30.88.
For a $10,000 loan at 7.00% for 36 months, the payment would be $308.77 per month. - At 7.00%, the payment for each $1000 borrowed over a period of 24 months is $44.77.
For a $5,000 loan at 7.00% for 24 months, the payment would be $223.86 per month. - At 8.00%, the payment for each $1000 borrowed over a period of 24 months is $45.23.
For a $5,000 loan at 8.00% for 24 months, the payment would be $226.14 per month.