Loan Rates

Home Equity Loans

Rates and yields are effective as of Monday, December 4, 2023.

Fixed Annual Percentage Rate Term of Loan
7.24% 36 months
7.49% 60 months
7.74% 84 months
8.24% 120 months
8.49% 180 months
8.74% 240 months
  • At 7.24%, the payment for each $1000 borrowed over a period of 36 months is $30.99 per month.
    For a $20,000 loan at 7.24% for 36 months, the payment would be $619.74 per month.
  • At 7.49%, the payment for each $1000 borrowed over a period of 60 months is $20.03 per month.
    For a $20,000 loan at 7.49% for 60 months, the payment would be $400.66 per month.
  • At 7.74%, the payment for each $1000 borrowed over a period of 84 months is $15.46 per month.
    For a $20,000 loan at 7.74% for 84 months, the payment would be $309.14 per month.
  • At 8.24%, the payment for each $1000 borrowed over a period of 120 months is $12.26 per month.
    For a $20,000 loan at 8.24% for 120 months, the payment would be $245.20 per month.
  • At 8.49%, the payment for each $1000 borrowed over a period of 180 months is $9.84 per month.
    For a $20,000 loan at 8.49% for 180 months, the payment would be $196.83 per month.
  • At 8.74%, the payment for each $1000 borrowed over a period of 240 months is $8.83 per month.
    For a $20,000 loan at 8.74% for 240 months, the payment would be $176.61 per month.

Residential Mortgages

Rates and yields are effective as of Monday, December 4, 2023.

Fixed Annual Percentage Rate Term of Loan
7.38% 180 months
7.63% 240 months
8.00% 360 months

  • At 7.38%, the payment for each $1000 borrowed over a period of 180 months is $9.20 per month.
    For a $100,000 loan at 7.38% for 180 months, the payment would be $920.21 per month.
  • At 7.63%, the payment for each $1000 borrowed over a period of 240 months is $8.14 per month.
    For a $100,000 loan at 7.63% for 240 months, the payment would be $813.56 per month.
  • At 8.00%, the payment for each $1000 borrowed over a period of 360 months is $7.34 per month.
    For a $100,000 loan at 8.00% for 360 months, the payment would be $733.76 per month.

Personal Installment Loans

Rates and yields are effective as of Monday, December 4, 2023.

Fixed Annual Percentage Rate Maximum Term
14%* 36 months

*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.

  • At 14%, the payment for each $1000 borrowed over a period of 36 months is $34.18 per month.
    For a $5000 loan at 14% for 36 months, the payment would be $170.89 per month.

New & Leftover Vehicle Loans

Rates and yields are effective as of Monday, December 4, 2023.

Fixed Annual Percentage Rate Maximum Term Downpayment Required
9.00% 60 months 25 %
  • At 9.00%, the payment for each $1000 borrowed over a period of 60 months is $20.76 per month.
    For a $20,000 loan at 9.00% for 60 months, the payment would be $415.17 per month.

Used Vehicle Loans

Rates and yields are effective as of Monday, December 4, 2023.

Vehicle Age: up to 2 years
Fixed Annual Percentage Rate 11 %
Maximum Term 48 months
Downpayment Required 30 %
Vehicle Age: up to 3 years
Fixed Annual Percentage Rate 12 %
Maximum Term 36 months
Downpayment Required 30 %
Vehicle Age: up to 4 years
Fixed Annual Percentage Rate 12 %
Maximum Term 24 months
Downpayment Required 30 %
Vehicle Age: up to 5 years
Fixed Annual Percentage Rate 13 %
Maximum Term 24 months
Downpayment Required 50 %

* It may be more economical to finance your vehicle with a home equity loan.

  • At 11%, the payment for each $1000 borrowed over a period of 48 months is $25.85 per month.
    For a $10,000 loan at 11% for 48 months, the payment would be $258.46 per month.
  • At 12%, the payment for each $1000 borrowed over a period of 36 months is $33.21 per month.
    For a $10,000 loan at 12% for 36 months, the payment would be $332.14 per month.
  • At 12%, the payment for each $1000 borrowed over a period of 24 months is $47.07 per month.
    For a $5,000 loan at 12% for 24 months, the payment would be $235.37 per month.
  • At 13%, the payment for each $1000 borrowed over a period of 24 months is $47.54 per month.
    For a $5,000 loan at 13% for 24 months, the payment would be $237.71 per month.