Loan Rates
Home Equity Loans
Rates and yields are effective as of Monday, January 30, 2023.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 5.74% | 36 months |
| 5.99% | 60 months |
| 6.24% | 84 months |
| 6.49% | 120 months |
| 6.74% | 180 months |
| 7.74% | 240 months |
- At 5.74%, the payment for each $1000 borrowed over a period of 36 months is $30.30 per month.
For a $20,000 loan at 5.74% for 36 months, the payment would be $606.09 per month. - At 5.99%, the payment for each $1000 borrowed over a period of 60 months is $19.33 per month.
For a $20,000 loan at 5.99% for 60 months, the payment would be $386.56 per month. - At 6.24%, the payment for each $1000 borrowed over a period of 84 months is $14.72 per month.
For a $20,000 loan at 6.24% for 84 months, the payment would be $294.48 per month. - At 6.49%, the payment for each $1000 borrowed over a period of 120 months is $11.35 per month.
For a $20,000 loan at 6.49% for 120 months, the payment would be $226.99 per month. - At 6.74%, the payment for each $1000 borrowed over a period of 180 months is $8.84 per month.
For a $20,000 loan at 6.74% for 180 months, the payment would be $176.87 per month. - At 7.74%, the payment for each $1000 borrowed over a period of 240 months is $8.20 per month.
For a $20,000 loan at 7.74% for 240 months, the payment would be $164.07 per month.
Residential Mortgages
Rates and yields are effective as of Monday, January 30, 2023.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 6.00% | 180 months |
| 6.25% | 240 months |
| 6.50% | 360 months |
- At 6.00%, the payment for each $1000 borrowed over a period of 180 months is $8.44 per month.
For a $100,000 loan at 6.00% for 180 months, the payment would be $843.86 per month. - At 6.25%, the payment for each $1000 borrowed over a period of 240 months is $7.31 per month.
For a $100,000 loan at 6.25% for 240 months, the payment would be $730.93 per month. - At 6.50%, the payment for each $1000 borrowed over a period of 360 months is $6.32 per month.
For a $100,000 loan at 6.50% for 360 months, the payment would be $632.07 per month.
Personal Installment Loans
Rates and yields are effective as of Monday, January 30, 2023.
| Fixed Annual Percentage Rate | Maximum Term |
|---|---|
| 13%* | 36 months |
*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.
- At 13%, the payment for each $1000 borrowed over a period of 36 months is $33.69 per month.
For a $5000 loan at 13% for 36 months, the payment would be $168.47 per month.
New & Leftover Vehicle Loans
Rates and yields are effective as of Monday, January 30, 2023.
| Fixed Annual Percentage Rate | Maximum Term | Downpayment Required |
|---|---|---|
| 5.50% | 60 months | 25 % |
- At 5.50%, the payment for each $1000 borrowed over a period of 60 months is $19.10 per month.
For a $20,000 loan at 5.50% for 60 months, the payment would be $382.02 per month.
Used Vehicle Loans
Rates and yields are effective as of Monday, January 30, 2023.
| Vehicle Age: up to 2 years | |
|---|---|
| Fixed Annual Percentage Rate | 7.25 % |
| Maximum Term | 48 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 3 years | |
|---|---|
| Fixed Annual Percentage Rate | 8.25 % |
| Maximum Term | 36 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 4 years | |
|---|---|
| Fixed Annual Percentage Rate | 8.25 % |
| Maximum Term | 24 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 5 years | |
|---|---|
| Fixed Annual Percentage Rate | 9.25 % |
| Maximum Term | 24 months |
| Downpayment Required | 50 % |
* It may be more economical to finance your vehicle with a home equity loan.
- At 7.25%, the payment for each $1000 borrowed over a period of 48 months is $24.06 per month.
For a $10,000 loan at 7.25% for 48 months, the payment would be $240.62 per month. - At 8.25%, the payment for each $1000 borrowed over a period of 36 months is $31.45 per month.
For a $10,000 loan at 8.25% for 36 months, the payment would be $314.52 per month. - At 8.25%, the payment for each $1000 borrowed over a period of 24 months is $45.34 per month.
For a $5,000 loan at 8.25% for 24 months, the payment would be $226.71 per month. - At 9.25%, the payment for each $1000 borrowed over a period of 24 months is $45.80 per month.
For a $5,000 loan at 9.25% for 24 months, the payment would be $229.00 per month.