Loan Rates
Home Equity Loans
Rates and yields are effective as of Monday, May 29, 2023.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 6.24% | 36 months |
| 6.49% | 60 months |
| 6.74% | 84 months |
| 6.99% | 120 months |
| 7.24% | 180 months |
| 8.24% | 240 months |
- At 6.24%, the payment for each $1000 borrowed over a period of 36 months is $30.53 per month.
For a $20,000 loan at 6.24% for 36 months, the payment would be $610.62 per month. - At 6.49%, the payment for each $1000 borrowed over a period of 60 months is $19.56 per month.
For a $20,000 loan at 6.49% for 60 months, the payment would be $391.23 per month. - At 6.74%, the payment for each $1000 borrowed over a period of 84 months is $14.97 per month.
For a $20,000 loan at 6.74% for 84 months, the payment would be $299.32 per month. - At 6.99%, the payment for each $1000 borrowed over a period of 120 months is $11.61 per month.
For a $20,000 loan at 6.99% for 120 months, the payment would be $232.11 per month. - At 7.24%, the payment for each $1000 borrowed over a period of 180 months is $9.12 per month.
For a $20,000 loan at 7.24% for 180 months, the payment would be $182.46 per month. - At 8.24%, the payment for each $1000 borrowed over a period of 240 months is $8.51 per month.
For a $20,000 loan at 8.24% for 240 months, the payment would be $170.29 per month.
Residential Mortgages
Rates and yields are effective as of Monday, May 29, 2023.
| Fixed Annual Percentage Rate | Term of Loan |
|---|---|
| 6.25% | 180 months |
| 6.50% | 240 months |
| 7.00% | 360 months |
- At 6.25%, the payment for each $1000 borrowed over a period of 180 months is $8.57 per month.
For a $100,000 loan at 6.25% for 180 months, the payment would be $857.42 per month. - At 6.50%, the payment for each $1000 borrowed over a period of 240 months is $7.46 per month.
For a $100,000 loan at 6.50% for 240 months, the payment would be $745.57 per month. - At 7.00%, the payment for each $1000 borrowed over a period of 360 months is $6.65 per month.
For a $100,000 loan at 7.00% for 360 months, the payment would be $665.30 per month.
Personal Installment Loans
Rates and yields are effective as of Monday, May 29, 2023.
| Fixed Annual Percentage Rate | Maximum Term |
|---|---|
| 14%* | 36 months |
*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.
- At 14%, the payment for each $1000 borrowed over a period of 36 months is $34.18 per month.
For a $5000 loan at 14% for 36 months, the payment would be $170.89 per month.
New & Leftover Vehicle Loans
Rates and yields are effective as of Monday, May 29, 2023.
| Fixed Annual Percentage Rate | Maximum Term | Downpayment Required |
|---|---|---|
| 9.00% | 60 months | 25 % |
- At 9.00%, the payment for each $1000 borrowed over a period of 60 months is $20.76 per month.
For a $20,000 loan at 9.00% for 60 months, the payment would be $415.17 per month.
Used Vehicle Loans
Rates and yields are effective as of Monday, May 29, 2023.
| Vehicle Age: up to 2 years | |
|---|---|
| Fixed Annual Percentage Rate | 11 % |
| Maximum Term | 48 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 3 years | |
|---|---|
| Fixed Annual Percentage Rate | 12 % |
| Maximum Term | 36 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 4 years | |
|---|---|
| Fixed Annual Percentage Rate | 12 % |
| Maximum Term | 24 months |
| Downpayment Required | 30 % |
| Vehicle Age: up to 5 years | |
|---|---|
| Fixed Annual Percentage Rate | 13 % |
| Maximum Term | 24 months |
| Downpayment Required | 50 % |
* It may be more economical to finance your vehicle with a home equity loan.
- At 11%, the payment for each $1000 borrowed over a period of 48 months is $25.85 per month.
For a $10,000 loan at 11% for 48 months, the payment would be $258.46 per month. - At 12%, the payment for each $1000 borrowed over a period of 36 months is $33.21 per month.
For a $10,000 loan at 12% for 36 months, the payment would be $332.14 per month. - At 12%, the payment for each $1000 borrowed over a period of 24 months is $47.07 per month.
For a $5,000 loan at 12% for 24 months, the payment would be $235.37 per month. - At 13%, the payment for each $1000 borrowed over a period of 24 months is $47.54 per month.
For a $5,000 loan at 13% for 24 months, the payment would be $237.71 per month.