Loan Rates

Home Equity Loans

Rates and yields are effective as of Friday, February 23, 2024.

Fixed Annual Percentage Rate Term of Loan
6.99% 36 months
7.24% 60 months
7.49% 84 months
7.74% 120 months
7.99% 180 months
8.49% 240 months
  • At 6.99%, the payment for each $1000 borrowed over a period of 36 months is $30.87 per month.
    For a $20,000 loan at 6.99% for 36 months, the payment would be $617.45 per month.
  • At 7.24%, the payment for each $1000 borrowed over a period of 60 months is $19.91 per month.
    For a $20,000 loan at 7.24% for 60 months, the payment would be $398.29 per month.
  • At 7.49%, the payment for each $1000 borrowed over a period of 84 months is $15.33 per month.
    For a $20,000 loan at 7.49% for 84 months, the payment would be $306.67 per month.
  • At 7.74%, the payment for each $1000 borrowed over a period of 120 months is $12.00 per month.
    For a $20,000 loan at 7.74% for 120 months, the payment would be $239.92 per month.
  • At 7.99%, the payment for each $1000 borrowed over a period of 180 months is $9.55 per month.
    For a $20,000 loan at 7.99% for 180 months, the payment would be $191.01 per month.
  • At 8.49%, the payment for each $1000 borrowed over a period of 240 months is $8.67 per month.
    For a $20,000 loan at 8.49% for 240 months, the payment would be $173.44 per month.

Residential Mortgages

Rates and yields are effective as of Friday, February 23, 2024.

Fixed Annual Percentage Rate Term of Loan
6.38% 180 months
6.50% 240 months
7.00% 360 months

  • At 6.38%, the payment for each $1000 borrowed over a period of 180 months is $8.65 per month.
    For a $100,000 loan at 6.38% for 180 months, the payment would be $864.52 per month.
  • At 6.50%, the payment for each $1000 borrowed over a period of 240 months is $7.46 per month.
    For a $100,000 loan at 6.50% for 240 months, the payment would be $745.57 per month.
  • At 7.00%, the payment for each $1000 borrowed over a period of 360 months is $6.65 per month.
    For a $100,000 loan at 7.00% for 360 months, the payment would be $665.30 per month.

Personal Installment Loans

Rates and yields are effective as of Friday, February 23, 2024.

Fixed Annual Percentage Rate Maximum Term
14%* 36 months

*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.

  • At 14%, the payment for each $1000 borrowed over a period of 36 months is $34.18 per month.
    For a $5000 loan at 14% for 36 months, the payment would be $170.89 per month.

New & Leftover Vehicle Loans

Rates and yields are effective as of Friday, February 23, 2024.

Fixed Annual Percentage Rate Maximum Term Downpayment Required
8.5% 60 months 25 %
  • At 8.5%, the payment for each $1000 borrowed over a period of 60 months is $20.52 per month.
    For a $20,000 loan at 8.5% for 60 months, the payment would be $410.33 per month.

Used Vehicle Loans

Rates and yields are effective as of Friday, February 23, 2024.

Vehicle Age: up to 2 years
Fixed Annual Percentage Rate 10 %
Maximum Term 48 months
Downpayment Required 30 %
Vehicle Age: up to 3 years
Fixed Annual Percentage Rate 11 %
Maximum Term 36 months
Downpayment Required 30 %
Vehicle Age: up to 4 years
Fixed Annual Percentage Rate 11 %
Maximum Term 24 months
Downpayment Required 30 %
Vehicle Age: up to 5 years
Fixed Annual Percentage Rate 12 %
Maximum Term 24 months
Downpayment Required 50 %

* It may be more economical to finance your vehicle with a home equity loan.

  • At 10%, the payment for each $1000 borrowed over a period of 48 months is $25.36 per month.
    For a $10,000 loan at 10% for 48 months, the payment would be $253.63 per month.
  • At 11%, the payment for each $1000 borrowed over a period of 36 months is $32.74 per month.
    For a $10,000 loan at 11% for 36 months, the payment would be $327.39 per month.
  • At 11%, the payment for each $1000 borrowed over a period of 24 months is $46.61 per month.
    For a $5,000 loan at 11% for 24 months, the payment would be $233.04 per month.
  • At 12%, the payment for each $1000 borrowed over a period of 24 months is $47.07 per month.
    For a $5,000 loan at 12% for 24 months, the payment would be $235.37 per month.