Loan Rates

Home Equity Loans

Rates and yields are effective as of Monday, January 30, 2023.

Fixed Annual Percentage Rate Term of Loan
5.74% 36 months
5.99% 60 months
6.24% 84 months
6.49% 120 months
6.74% 180 months
7.74% 240 months
  • At 5.74%, the payment for each $1000 borrowed over a period of 36 months is $30.30 per month.
    For a $20,000 loan at 5.74% for 36 months, the payment would be $606.09 per month.
  • At 5.99%, the payment for each $1000 borrowed over a period of 60 months is $19.33 per month.
    For a $20,000 loan at 5.99% for 60 months, the payment would be $386.56 per month.
  • At 6.24%, the payment for each $1000 borrowed over a period of 84 months is $14.72 per month.
    For a $20,000 loan at 6.24% for 84 months, the payment would be $294.48 per month.
  • At 6.49%, the payment for each $1000 borrowed over a period of 120 months is $11.35 per month.
    For a $20,000 loan at 6.49% for 120 months, the payment would be $226.99 per month.
  • At 6.74%, the payment for each $1000 borrowed over a period of 180 months is $8.84 per month.
    For a $20,000 loan at 6.74% for 180 months, the payment would be $176.87 per month.
  • At 7.74%, the payment for each $1000 borrowed over a period of 240 months is $8.20 per month.
    For a $20,000 loan at 7.74% for 240 months, the payment would be $164.07 per month.

Residential Mortgages

Rates and yields are effective as of Monday, January 30, 2023.

Fixed Annual Percentage Rate Term of Loan
6.00% 180 months
6.25% 240 months
6.50% 360 months

  • At 6.00%, the payment for each $1000 borrowed over a period of 180 months is $8.44 per month.
    For a $100,000 loan at 6.00% for 180 months, the payment would be $843.86 per month.
  • At 6.25%, the payment for each $1000 borrowed over a period of 240 months is $7.31 per month.
    For a $100,000 loan at 6.25% for 240 months, the payment would be $730.93 per month.
  • At 6.50%, the payment for each $1000 borrowed over a period of 360 months is $6.32 per month.
    For a $100,000 loan at 6.50% for 360 months, the payment would be $632.07 per month.

Personal Installment Loans

Rates and yields are effective as of Monday, January 30, 2023.

Fixed Annual Percentage Rate Maximum Term
13%* 36 months

*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.

  • At 13%, the payment for each $1000 borrowed over a period of 36 months is $33.69 per month.
    For a $5000 loan at 13% for 36 months, the payment would be $168.47 per month.

New & Leftover Vehicle Loans

Rates and yields are effective as of Monday, January 30, 2023.

Fixed Annual Percentage Rate Maximum Term Downpayment Required
5.50% 60 months 25 %
  • At 5.50%, the payment for each $1000 borrowed over a period of 60 months is $19.10 per month.
    For a $20,000 loan at 5.50% for 60 months, the payment would be $382.02 per month.

Used Vehicle Loans

Rates and yields are effective as of Monday, January 30, 2023.

Vehicle Age: up to 2 years
Fixed Annual Percentage Rate 7.25 %
Maximum Term 48 months
Downpayment Required 30 %
Vehicle Age: up to 3 years
Fixed Annual Percentage Rate 8.25 %
Maximum Term 36 months
Downpayment Required 30 %
Vehicle Age: up to 4 years
Fixed Annual Percentage Rate 8.25 %
Maximum Term 24 months
Downpayment Required 30 %
Vehicle Age: up to 5 years
Fixed Annual Percentage Rate 9.25 %
Maximum Term 24 months
Downpayment Required 50 %

* It may be more economical to finance your vehicle with a home equity loan.

  • At 7.25%, the payment for each $1000 borrowed over a period of 48 months is $24.06 per month.
    For a $10,000 loan at 7.25% for 48 months, the payment would be $240.62 per month.
  • At 8.25%, the payment for each $1000 borrowed over a period of 36 months is $31.45 per month.
    For a $10,000 loan at 8.25% for 36 months, the payment would be $314.52 per month.
  • At 8.25%, the payment for each $1000 borrowed over a period of 24 months is $45.34 per month.
    For a $5,000 loan at 8.25% for 24 months, the payment would be $226.71 per month.
  • At 9.25%, the payment for each $1000 borrowed over a period of 24 months is $45.80 per month.
    For a $5,000 loan at 9.25% for 24 months, the payment would be $229.00 per month.