Important Message about COVID-19: The First will operate by drive thru only. Our lobby will be available by appointment only. We are closely monitoring the situation and we’d like to remind you of the various ways you can access your accounts. Please click here to read the full update.

IRA Rates

Rates and yields are effective as of Sunday, March 29, 2020.

Fixed Rates

6-11 Month
Minimum Balance to Obtain Annual Percentage Yield*	$500
Interest Rate	0.15 %
Annual Percentage Yields
1-Month	0.15 %

12-17 Month
Minimum Balance to Obtain Annual Percentage Yield*	$500
Interest Rate	0.25 %
Annual Percentage Yields
1-Month	0.25 %

18-23 Month
Minimum Balance to Obtain Annual Percentage Yield*	$500
Interest Rate	0.35 %
Annual Percentage Yields
1-Month	0.35 %

24-35 Month
Minimum Balance to Obtain Annual Percentage Yield*	$500
Interest Rate	0.40 %
Annual Percentage Yields
1-Month	0.40 %

36-47 Month
Minimum Balance to Obtain Annual Percentage Yield*	$500
Interest Rate	0.55 %
Annual Percentage Yields
1-Month	0.55 %

48-59 Month
Minimum Balance to Obtain Annual Percentage Yield*	$500
Interest Rate	0.80 %
Annual Percentage Yields
1-Month	0.80 %

60-Month
Minimum Balance to Obtain Annual Percentage Yield*	$500
Interest Rate	0.95 %
Annual Percentage Yields
1-Month	0.95 %

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