September, 2014

Don’t Fall Short This Winter | The First National Bank Blog

September 23rd, 2014
Don’t Fall Short This Winter | The First National Bank Blog image

Autumn is just beginning, but it’s not too early to start thinking about the end of the year. There are a number of financial tasks you can take care of now before the winter holidays take over.  Weatherproof your home Why include weather-stripping windows on a financial to-do list? Because not winterizing your home allows money to literally fly out the window via higher heating costs. In addition, repairing damage from burst pipes can be mind bogglingly expensive. Fall is the right time to get your house in order by adding insulation, weather sealing windows or installing storm windows, and prepping [ read more ]

Winterize your home now | The First National Bank Blog

September 16th, 2014
Winterize your home now | The First National Bank Blog image

Don’t let winter heating bills put the chill on your finances. If you’re like most homeowners, the cost of heating will soon be one of the largest expenses you’ll face. This month’s shared blog from The First has some easy fixes you can do now to keep energy costs down later. Save money by winterizing your home By Michael Kling of Investopedia http://realestate.msn.com/article.aspx?cp-documentid=22798201 How do you keep your house warm without breaking the bank? Let us know in the comments below. [ read more ]

Go Credit Card-Free for the Holidays | The First National Bank Blog

September 9th, 2014
Go Credit Card-Free for the Holidays | The First National Bank Blog image

Most of us can’t imagine holiday shopping without plastic, but with a little planning, you can make the season merry without going into major credit card debt. Do the math. Add up your anticipated earnings between now and the day you plan to give gifts. Next, subtract all your regular expenses such as housing, utilities and groceries. Include a buffer of cash for emergencies (because cars and appliances instinctively break down when they sense extra money in your wallet). Subtract your expenses from your earnings, and you have your holiday budget. Make a list (or two). People tend to allocate [ read more ]