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A Financial Guide for New Parents in Bucks County

May 31st, 2019
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In Pricing the Priceless Child: The Changing Social Value of Children, Princeton University Sociologist Viviana A. Zelizer characterizes modern children as “economically worthless but emotionally priceless.” In other words, kids are no longer expected to help run the family farm or go to work in a factory to contribute to the family’s bottom line. Instead, parenting is an emotionally rewarding but expensive activity. Parents pour their financial and emotional resources into their children, hoping to raise happy and healthy adults who will maintain close relationships with the family. Whether you are already expecting your first child, or simply getting ready [ read more ]

2019 Bucks Happening List Winner

March 27th, 2019
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We’re proud to announce that The First National Bank & Trust Co. of Newtown has been selected as Bucks County’s Best Bank in the 2019 Bucks Happening List! This is the fourth year in a row that we have been chosen as the Best Bank, and we would like to extend our heartfelt thanks to everyone who voted for us. Since our founding in 1864, it’s been our mission to provide stability to our community by offering reliable financial products and sophisticated trust and wealth management services. We reinvest in our community by providing individuals and businesses with the financial [ read more ]

6 Habits of Successful Savers: Frugal Living for the 21st Century

March 22nd, 2019
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Before the introduction of credit cards in the mid-20th century, saving wasn’t just a good habit; it was a necessity. If you didn’t save for a rainy day, you would have nothing to fall back on when hard times hit. Today, credit can be a double-edged sword. It grows our economy and improves standards of living. However, in the wake of the Great Recession, many Americans suffered the consequences of an overreliance on credit. As Bucks County’s oldest community bank, The First has helped generations of local Bucks families and individuals navigate a changing economy. In financial boom times as [ read more ]

Tips for Starting Your First Business in Bucks County

December 27th, 2018
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Are you getting ready to start your first business in Bucks County, Pennsylvania? Your choice of location couldn’t be better. Bucks County’s many boroughs and townships are home to a diverse set of industries and an educated workforce. With a higher median income than the state average, county residents have more money to spend on your goods or services. Located just north of Philadelphia, and south of Princeton, NJ, opening a business in Bucks puts you in a central location to take advantage of the energy and dynamic economy of these two metro areas. One thing entrepreneurs all have in [ read more ]

Personal Finance Guide for the Newly Single

November 28th, 2018
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Everyone knows that divorce brings change. From your social circle to your living arrangements, you’ll spend the next year or more adjusting to this new stage of your life. Your everyday responsibilities may multiply as you suddenly become accountable for running a single household. After you switch names on your utility bills and divide financial accounts, you may find yourself unsure of the next steps. If your previous partner managed the household finances, it’s time to shake the dust off of life skills such as creating a budget, choosing financial accounts, and planning for taxes. Whether you’re navigating this process [ read more ]

Cybersecurity Tips for Your Business in Bucks County

October 19th, 2018
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Major data breaches by large corporations make frequent headlines, causing concerned consumers to wonder about the security of their online interactions. The ensuing concerns are painful for all involved–customers face identity theft concerns and companies face the fallout for breaking their customers’ trust. Since most stories that make the news involve multinational companies, small businesses can be lulled into a false sense of comfort. Unfortunately, the reality for small to medium-sized businesses (SMB) is sobering. According to the U.S. Congress Small Business Committee, 71% of cyber-attacks occurred at organizations with less than 100 employees. Small businesses are frequently under-resourced with [ read more ]

A Guide to Building or Improving a Home in Bucks County

September 18th, 2018
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With a great variety of rural, suburban, and small-town municipalities to choose from, Bucks County has something to offer every type of home construction plan. And as a reliably desirable place to live for families and young professionals, you can count on a home improvement project to increase the value of your home. The First is Bucks County’s oldest locally-owned bank, helping generations of residents realize their dreams of homeownership. If that includes building your own home or improving the house you live in, we can help with a home construction loan. Keep reading to learn everything you need to [ read more ]

A Guide To Buying Your First Home In Bucks County

August 22nd, 2018
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Whether you’re a single person, newly married couple, or young family looking to put down roots, the process of buying a first home can be both exhilarating and overwhelming. That’s why we created this guide to buying your first house in Bucks County. From answering the not-so-simple question of how much you can afford, to mapping out your budget as a homeowner, we’ll walk you through the process of moving from home browser to homeowner. When you’re ready to start, our First-Time Homebuyer Program offers localized expertise and assistance to buyers just like you. How Much House Can You Afford? [ read more ]

Bucks County Relocation Guide: What You Need to Know for a Successful Move

August 1st, 2018
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Here at The First, we think Bucks County is a great place to call home. How do we know for sure? We’ve been banking here for more than 150 years, getting to know local residents and businesses. So whether you’re relocating to Bucks for a job opportunity, or just looking for a nice place to raise a family, we’ve compiled all you need to know about the various regions (upper, central, lower) and their main towns, as well as average home prices, cost of living, and more. We hope you find our Bucks County relocation guide helpful, and we can’t [ read more ]

5 Questions to Ask Before Buying A Home

March 22nd, 2018
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As winter melts into spring, you’ll likely start to see “For-Sale” signs popping up in your neighborhood. Buying a home can be an exciting milestone in your life, and it’s important to educate yourself on the financial implications of homeownership before you make an offer. Whether you’re a first-time homebuyer or a current owner looking to sell or refinance, there are a few key questions that should help guide your decision: 5 Questions to Ask Before Buying A Home 1. What are the pros and cons of owning vs. renting? Owning a home is a long-term commitment. Recent studies show [ read more ]

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