November, 2014

Is Cyber Monday the Real Deal? | The First National Bank Blog

November 19th, 2014
Is Cyber Monday the Real Deal? | The First National Bank Blog image

In 2004, many online retailers noticed their sales spiking on the Monday after Thanksgiving. One year later, Cyber Monday emerged as one of the most anticipated days on the holiday shopping calendar. Adobe Systems, a company that tracks online retail sales, estimated that consumers spent a record $2.29 billion on Cyber Monday in 2013—up 16% from 2012.  Why the Monday after Thanksgiving? There are a few theories. Some speculate that Cyber Monday’s online shopping surge is a “never again” response to the chaos of Black Friday sales. Others believe the first day back at work after Thanksgiving offers an opportunity [ read more ]

Loans Help Holiday Wishes Come True | The First National Bank Blog

November 5th, 2014
Loans Help Holiday Wishes Come True | The First National Bank Blog image

The holidays are rapidly approaching and with them come great opportunities to save money on big ticket items. You can find outstanding deals on just about everything from a new curved TV to a new car. In fact, Christmas Eve ranks only slightly behind New Year’s Eve as the best day of the year for automobile purchases. At the end of the year, car dealerships reduce prices in order to make room for next year’s models. In addition, salespeople who are just short of meeting their quotas or earning their annual bonuses are more likely to come down on price [ read more ]