Make Your Season Merry & Bright! Use your Visa Debit Card in credit mode and earn valuable rewards from

Visa® Rewards Debit Card from ScoreCard

Our VISA® Rewards Debit Card is available with our Premium, Interest Plus and Money Market checking accounts. Use it in the “credit mode” to earn valuable rewards from Just sign for your purchases instead of entering your pin. All purchases are deducted from your checking account.

Because it carries the VISA® symbol, your VISA® Rewards Debit Card from The First works like a check everywhere VISA® cards are welcome – at over 14 million locations around the world! Use it for everyday purchases – to grab lunch, to buy gifts or place catalog orders. Just present your VISA® Rewards Debit Card from The First at the time of purchase, and the amount will be automatically deducted from your checking account.

It’s fast.
Using The First’s VISA® Rewards Debit Card is hassle-free. There’s no checkbook to carry. No check to write. No ID to show. No waiting for check approval. So you’re in and out of stores in no time.

It’s easy.
The amount of your purchase is automatically deducted from your checking account. And with each purchase, you’ll get a receipt for easy record keeping, and every transaction is detailed on your monthly checking account statement.

Earn Valuable Rewards from ScoreCard.
Your VISA® Rewards Debit Card from The First is also a rewards card. It’s called ScoreCard. You can still use your Debit Card to make purchases and get cash from an ATM machine. But now, you earn valuable points on your purchases which you can redeem for almost anything.

What is ScoreCard?
It’s a unique program that rewards you for using your Debit Card.

What makes ScoreCard different from “frequent flier” programs?
Unlike typical frequent flier programs, your points are good for absolutely anything. Any airline… Any hotel or resort… Any train trip… Any cruise line… Any rental car… YOU NAME IT!

What if I don’t want to travel?
You can redeem your points for gifts and gift cards from your program brochure, by viewing the online catalog, or watch your ScoreCard statements for our special “Bonus Rewards.”

How do I earn points?
You earn 1 point for every 2 dollars charged on eligible purchases with your Debit Card. We keep track of all the points you’ve earned. You can call (800-854-0790) or go online to check your point balance at any time.

When can I redeem points?
You can redeem any time.

How much does it cost to participate in ScoreCard?
There are no costs or fees to participate in ScoreCard.

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Download Visa® Rewards Debit Card Application