Home Equity Loans

Use the equity in your home and get a great rate on the money you need for a variety of uses such as home improvements, education, vacation or a new vehicle. And the interest you pay may be tax deductible—check with your tax advisor. The First National Bank & Trust of Newtown, with locations throughout Bucks County, offers home equity loans at very competitive rates.

Fixed Annual Percentage Rate Term of Loan
3.24%* 36 months with auto debit from an account at The First
3.49%* 60 months with auto debit from an account at The First
3.74%* 84 months with auto debit from an account at The First
3.99%* 120 months with auto debit from an account at The First
4.74%* 180 months with auto debit from an account at The First
5.49%* 240 months with auto debit from an account at The First

*Other rates available for loans without auto debit from The First account.  Give us a call.

  • At 3.24%, the payment for each $1000 borrowed over a period of 36 months is $29.19.
    For a $20,000 loan at 3.24% for 36 months, the payment would be $583.74 per month.
  • At 3.49%, the payment for each $1000 borrowed over a period of 60 months is $18.19.
    For a $20,000 loan at 3.49% for 60 months, the payment would be $363.75 per month.
  • At 3.74%, the payment for each $1000 borrowed over a period of 84 months is $13.55.
    For a $20,000 loan at 3.74% for 84 months, the payment would be $270.99 per month.
  • At 3.99%, the payment for each $1000 borrowed over a period of 120 months is $10.12.
    For a $20,000 loan at 3.99% for 120 months, the payment would be $202.40 per month.
  • At 4.74%, the payment for each $1000 borrowed over a period of 180 months is $7.77.
    For a $20,000 loan at 4.74% for 180 months, the payment would be $155.46 per month.
  • At 5.49%, the payment for each $1000 borrowed over a period of 240 months is $6.87.
    For a $20,000 loan at 5.49% for 240 months, the payment would be $137.46 per month.

Interest on a home equity loan may be tax deductible. Please consult a tax advisor.

Closing costs will apply.

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The First National Bank’s SAFE Act/NMLS ID Numbers