September, 2015

How does your financial knowledge stack up?

September 29th, 2015
How does your financial knowledge stack up? image

The Programme for International Student Assessment (PISA) administers a survey every three years to evaluate education systems throughout the world. PISA tests the skills and knowledge of 15-year-old students in a number of areas, including financial knowledge. The First’s shared blog from US News & World Report offers an opportunity to compare your financial savvy to that of the average high school student. http://www.usnews.com/news/slideshows/can-you-beat-a-15-year-old-on-the-pisa-financial-literacy-exam/1 [ read more ]

How Do I Improve My Credit Score? | The First National Bank Blog

September 22nd, 2015
How Do I Improve My Credit Score? | The First National Bank Blog image

You didn’t acquire a low credit score overnight, and fixing it will take a little time. Knowing more about your credit score and taking basic steps to raise it are ideal ways to start building better credit. What is a credit score? Your credit score is a number between 300 and 850 and is usually generated by FICO—a company that develops software used in determining credit scores. Your score is calculated based on your credit history (or credit report) and is designed to predict your risk of being unable to meet your credit obligations within 24 months after the score [ read more ]