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Individual Retirement Accounts (IRAs)

Plan for retirement with several types of IRAs.

Individual Retirement Accounts (IRAs) were created to encourage individuals to save and supplement their retirement savings. To help choose the account that’s right for you, contact a representative at The First today.

FDIC insurance is $250,000 per individual. Details on deposit coverage »

Open Online

Savings Chart

Statement Savings

Money Market Savings

Kids First (must be 18 or younger)


Special Purpose


Earns Interest
**ATM Card
Minimum Balance to Open & Earn Interest$100.00 $2,500.00 $50.00 $5.00 $5.00 $25.00
Free Online Banking
Interest PaidMonthlyMonthlyCredited MonthlyYearlyAt end of TermMonthly
Fees**$1.00 per month per card
Service Charge if Below Minimum$3.00 if minimum balance is not maintained.$5.00 if minimum balance is not maintained. Allowed 6 Transfers per month.
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