Rates
Rates and yields are effective as of Thursday, November 21, 2019.
Loan Rates:
Home Equity Loan
Fixed Annual Percentage Rate |
Term of Loan |
3.74% |
36 months |
3.99% |
60 months |
4.24% |
84 months |
4.49% |
120 months |
5.24% |
180 months |
5.99% |
240 months |
- At 3.74%, the payment for each $1000 borrowed over a period of 36 months is $29.41.
For a $20,000 loan at 3.74% for 36 months, the payment would be $588.17 per month. - At 3.99%, the payment for each $1000 borrowed over a period of 60 months is $18.41.
For a $20,000 loan at 3.99% for 60 months, the payment would be $368.24 per month. - At 4.24%, the payment for each $1000 borrowed over a period of 84 months is $13.78.
For a $20,000 loan at 4.24% for 84 months, the payment would be $275.59 per month. - At 4.49%, the payment for each $1000 borrowed over a period of 120 months is $10.36.
For a $20,000 loan at 4.49% for 120 months, the payment would be $207.18 per month. - At 5.24%, the payment for each $1000 borrowed over a period of 180 months is $8.03.
For a $20,000 loan at 5.24% for 180 months, the payment would be $160.67 per month. - At 5.99%, the payment for each $1000 borrowed over a period of 240 months is $7.16.
For a $20,000 loan at 5.99% for 240 months, the payment would be $143.17 per month.
Residential Mortgages
Fixed Annual Percentage Rate |
Term of Loan |
3.75% |
180 months |
3.875% |
240 months |
4.00% |
360 months |
- At 3.75%, the payment for each $1000 borrowed over a period of 180 months is $7.28.
For a $100,000 loan at 3.75% for 180 months, the payment would be $727.23 per month. - At 3.875%, the payment for each $1000 borrowed over a period of 240 months is $6.00.
For a $100,000 loan at 3.875% for 240 months, the payment would be $599.42 per month. - At 4.00%, the payment for each $1000 borrowed over a period of 360 months is $4.78.
For a $100,000 loan at 4.00% for 360 months, the payment would be $477.42 per month.
Personal Installment Loans
Fixed Annual Percentage Rate |
Maximum Term |
13%* |
36 months |
- At 13%, the payment for each $1000 borrowed over a period of 36 months is $33.69.
For a $5000 loan at 13% for 36 months, the payment would be $168.47 per month.
New or Leftover Model Vehicle
Fixed Annual Percentage Rate |
Maximum Term |
Downpayment Required |
4.50% |
60 months |
25 % |
- At 4.50%, the payment for each $1000 borrowed over a period of 60 months is $18.64.
For a $20,000 loan at 4.50% for 60 months, the payment would be $372.86 per month.
Used Vehicles
Vehicle Age: up to 2 years |
Fixed Annual Percentage Rate |
6.00 % |
Maximum Term |
48 months |
Downpayment Required |
30 % |
Vehicle Age: up to 3 years |
Fixed Annual Percentage Rate |
7.00 % |
Maximum Term |
36 months |
Downpayment Required |
30 % |
Vehicle Age: up to 4 years |
Fixed Annual Percentage Rate |
7.00 % |
Maximum Term |
24 months |
Downpayment Required |
30 % |
Vehicle Age: up to 5 years |
Fixed Annual Percentage Rate |
8.00 % |
Maximum Term |
24 months |
Downpayment Required |
50 % |
- At 6.00%, the payment for each $1000 borrowed over a period of 48 months is $23.49.
For a $10,000 loan at 6.00% for 48 months, the payment would be $234.85 per month. - At 7.00%, the payment for each $1000 borrowed over a period of 36 months is $30.88.
For a $10,000 loan at 7.00% for 36 months, the payment would be $308.77 per month. - At 7.00%, the payment for each $1000 borrowed over a period of 24 months is $44.77.
For a $5,000 loan at 7.00% for 24 months, the payment would be $223.86 per month. - At 8.00%, the payment for each $1000 borrowed over a period of 24 months is $45.23.
For a $5,000 loan at 8.00% for 24 months, the payment would be $226.14 per month.
CD Rates:
90-Day |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.10 % |
Annual Percentage Yields |
1-Month |
0.10 % |
6-Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.15 % |
Annual Percentage Yields |
1-Month |
0.15 % |
12-Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.25 % |
Annual Percentage Yields |
1-Month |
0.25 % |
18-Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.35 % |
Annual Percentage Yields |
1-Month |
0.35 % |
24-Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.40 % |
Annual Percentage Yields |
1-Month |
0.40 % |
36-Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.55 % |
Annual Percentage Yields |
1-Month |
0.55 % |
48-Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.80 % |
Annual Percentage Yields |
1-Month |
0.80 % |
60-Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.95 % |
Annual Percentage Yields |
1-Month |
0.95 % |
Savings Accounts Rates:
Statement Savings Account |
Minimum Balance to Obtain Annual Percentage Yield* |
$100 |
Interest Rate |
0.10 % |
Annual Percentage Yield |
0.10 % |
Kids First Savings Account |
Minimum Balance to Obtain Annual Percentage Yield* |
$50 |
Interest Rate |
0.10 % |
Annual Percentage Yield |
0.10 % |
Holiday Club Account |
Minimum Balance to Obtain Annual Percentage Yield* |
$5 |
Interest Rate |
0.10 % |
Annual Percentage Yield |
0.10 % |
Special Purpose Club Account |
Minimum Balance to Obtain Annual Percentage Yield* |
$5 |
Interest Rate |
0.10 % |
Annual Percentage Yield |
0.10 % |
Checking Accounts Rates:
Money Market Deposit Account |
Minimum Balance to Obtain Annual Percentage Yield* |
Interest Rate |
Annual Percentage Yield |
$0.00 to $9,999.99 |
0.10 % |
0.10 % |
$10,000.00 to $24,999.99 |
0.10 % |
0.10 % |
$25,000.00 to $49,999.99 |
0.10 % |
0.10 % |
$50,000.00 to $99,999.99 |
0.15 % |
0.15 % |
$100,000.00 to $199,999.99 |
0.15 % |
0.15 % |
$200,000.00 & over |
0.15 % |
0.15 % |
Interest Plus Checking |
Minimum Balance to Obtain Annual Percentage Yield* |
Interest Rate |
Annual Percentage Yield |
$0.00 to $4,999.99 |
0.00 % |
0.00 % |
$5,000.00 & over |
0.05 % |
0.05 % |
Money Market:
Money Market Checking |
Balance* |
Interest Rate |
Annual Percentage Yield |
$0.00 - $9,999.99** |
0.10 % |
0.10 % |
$10,000.00 - $24,999.99* |
0.10 % |
0.10 % |
$25,000.00 - $49,999.99* |
0.10 % |
0.10 % |
$50,000.00 - $99,999.99* |
0.15 % |
0.15 % |
$100,000.00 - $199,999.99* |
0.15 % |
0.15 % |
$200,000.00 & over* |
0.15 % |
0.15 % |
Money Market Savings |
Balance* |
Interest Rate |
Annual Percentage Yield |
$0.00 - $9,999.99** |
0.10 % |
0.10 % |
$10,000.00 - $24,999.99* |
0.10 % |
0.10 % |
$25,000.00 - $49,999.99* |
0.10 % |
0.10 % |
$50,000.00 - $99,999.99* |
0.15 % |
0.15 % |
$100,000.00 - $199,999.99* |
0.15 % |
0.15 % |
$200,000.00 & over* |
0.15 % |
0.15 % |
IRA Rates:
Fixed Rates
6-11 Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.15 % |
Annual Percentage Yields |
1-Month |
0.15 % |
12-17 Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.25 % |
Annual Percentage Yields |
1-Month |
0.25 % |
18-23 Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.35 % |
Annual Percentage Yields |
1-Month |
0.35 % |
24-35 Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.40 % |
Annual Percentage Yields |
1-Month |
0.40 % |
36-47 Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.55 % |
Annual Percentage Yields |
1-Month |
0.55 % |
48-59 Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.80 % |
Annual Percentage Yields |
1-Month |
0.80 % |
60-Month |
Minimum Balance to Obtain Annual Percentage Yield* |
$500 |
Interest Rate |
0.95 % |
Annual Percentage Yields |
1-Month |
0.95 % |
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