Digital Banking

Mobile Deposits

The First gives you the convenience of depositing a check anytime from your mobile device.
Mobile Deposits

Eligibility

To be eligible to use Mobile Deposit, you must:
  • Be enrolled in Online Banking.
  • Install the Mobile Banking app to your device. Search the Google Play Store® or iTunes Store® for First National Bank Newtown.

Use of Mobile Deposit demonstrates acceptance of The First’s Mobile Deposit Disclosure.

Before you begin

Things to Know

  • Endorse your check with “FNBN Mobile Deposit Only” and then sign your name.
  • You may only deposit one check at a time.
  • Checks drawn on non-US Banks cannot be deposited using Mobile Deposit.
  • Funds from Mobile Deposits will not be seen in your account until after posting to your account that night.
  • All deposits made after 3:30 pm will be processed on the next business day.
  • All deposits are subject to review and approval by the bank. Holds may be placed on individual deposits at our discretion.

Mobile Deposit Limits

Daily Deposit Limit: Total of $2,500 maximum.
Expanded limits are available. Please contact your local branch for more information

FAQS

Mobile Deposit FAQs

  • Endorse your check with “FNBN Mobile Deposit Only” and then sign your name.
  • Open the FNB Newtown app on your mobile device and login.
  • Choose ‘Deposit‘
  • Click the drop-down menu and select the account to deposit the funds.
  • Enter the amount of the check you are depositing.
  • Select ‘Front of Check‘. Using the device’s camera, take a photo of the front of the check.
  • Select ‘Back of Check‘. Using the device’s camera, take a photo of the back of the check.
  • Select ‘Deposit‘.
  • Confirmation, you will receive a green message confirming your check has been deposited.
  • Check your account the next business day to verify the deposit was made. To view the status of your deposits, go to the deposit history in the app. We recommend storing the check in a safe place for 30 days and then destroying it.
Yes, Mobile Deposit is available to all business customers enrolled in The First’s Mobile Banking with the same limitations on the number of items and amounts.
No, Mobile Deposit with the normal limits is a free service* made available through The First’s Mobile Banking app.

*Messaging and data rates may apply. Please consult your mobile carrier.

Yes, the dollar value of your Mobile Deposit may not exceed $2,500.00 in a calendar day.
A customer must request expanded limits through a branch. Availability is subject to approval. Not all requests will be granted.
To make a Mobile Deposit, please endorse your check with the wording “FNBN Mobile Deposit Only” and sign your name as it appears on the check.
No, you can skip the slip with Mobile Deposit. All of the information gathered from a deposit slip will be captured electronically.
No. Mobile Deposit will only process checks that have been issued in the United States of America.
For the security of your account and accuracy of your account transactions, Mobile Deposit will conduct several tests to ensure your check complies with the Federal Reserve standards for clearing check images. To support the check’s image quality, ensure that you take the picture of the check in a well-lit environment, the check is not torn or distressed, and that the handwriting is clearly legible. Please also ensure that the amount of the check matches that which you entered manually on the Deposit screen. If you continue to experience difficulty, please visit your local branch for deposit assistance.
From within the mobile app, click “Deposit” and choose “View Deposit History”. This will show you a list of the deposits you have made with either a “Accepted or Rejected” status. All Accepted deposits should be available on the next business day.

If you submit a Mobile Deposit before 3:30 pm on a bank business day, your funds will be available the next business day. Deposits made after 3:30 pm will be processed the next business day and available the business day following. Deposits will not be seen in Online or Mobile Banking until after they post that night.

Holds will be placed on individual deposits at our discretion. We reserve the right to reject any item transmitted through the Mobile Deposit services, at our discretion.

You will receive a text message to your cell phone as well as a notice in the mail when a deposit is rejected. For more information about why an item was rejected, you can call The First’s Deposit Services department at 215-968-3405.
Once you receive notification regarding the rejected deposit, you can make the required correction and redeposit the item. For more information you can call The First National Bank’s Deposit Services department at 215-579-3405.
After making a Mobile Deposit, The First recommends storing the check in a safe place until you see that the check has been successfully deposited into your account on your account statement or through Online Banking. You should then store the check in a secure location for 30 days after which time you should destroy the check.
Typically, funds from a Mobile Deposit completed before 3:30 pm on a business day should be available in your account the next day. If that time has passed and you do not see your deposit, please contact The First’s Deposit Services department at 215-579-3405 for assistance.
Yes. As long as the individual is a joint owner on the account and the check has been properly endorsed the check can be deposited.
No, a check can only be deposited into a single checking account. After the deposit has cleared, you may then transfer funds between multiple accounts.
Yes, you can deposit a money order or traveler’s check.
Yes, to successfully complete a Mobile Deposit you must take a picture of the front and back of the check.

For more information about the terms and condition of Mobile Deposit see The First’s Mobile Deposit Agreement.