Personal

Checking Accounts

Account options

Our Personal Checking Accounts

When you open a checking account with The First, you’re banking with the most established bank in Bucks County.

Free Checking

A free checking account is the simplest way to manage your finances.

Premium Checking

Maximum versatility and convenience with a low minimum balance.

Interest Plus Checking

An interest-bearing checking account with a suite of convenient features.

Money Market Checking

Earn tiered interest and write checks – all from one account.

Student Checking

A free checking account designed for students with no minimum balance or monthly fees.

Military Checking

Veterans enjoy our Premium Checking account with no minimum balance or monthly fees.

Senior Checking

Seniors aged 62+ may access our Premium Checking account with no minimum balance or monthly fees.
Checking

Checking Accounts in Bucks County​

For 160 years, we’ve remained committed to independence, so you never have to worry about mergers, name changes or closing branches. From free checking to premium and interest checking accounts; money market; and special accounts for students, seniors, and military, we offer a variety of checking options to meet all of your needs. Whether you’re opening your first account, ready for a new type of checking account to better meet your needs, or new to Bucks County and looking for a bank, we can help! With 12 local branches in Bucks County, and the latest digital banking technology, you can bank locally wherever you go.

independent banking

Compare Checking Accounts

Free Checking


$0
Minimum Balance

Premium Checking


$400
Minimum Balance

Interest Plus Checking


$5,000
Minimum Balance

Money Market Checking


$2,500
Minimum Balance
Minimum Balance to Open$50$50$50$50
Interest--Balances Over $5,000Tiered Interest at Money Market Rates
Credit Toward Mortgage Closing Costs-$100$200-
Free Visa Debit Card---
Free Visa REWARDS Debit Card-
Free Standard Checks-
Free Safe Deposit Box---
Free Digital Banking
Card Services

Credit & Debit Card Services

The First offers a variety of ATM, debit, and credit cards for all your payment needs. Our Visa® gift cards are perfect for any occasion. Earn rewards with our uChoose rewards card, make mobile payments, and keep your cards secure with our FNBN Card Guard App.

Sample Visa Card from The First National Bank & Trust Co. of Newtown
Sample Visa Card from The First National Bank & Trust Co. of Newtown

Open Your Checking Account in Bucks County

When you bank with The First, you’re with the most established bank in Bucks County. We remain committed to independence, so you never have to worry about mergers, name changes or closing branches. We offer a variety of checking account options to meet all of your needs. Easily open a new account online—it’s fast and convenient. Need help choosing the right checking account for you? Contact us or visit your nearest location in Bucks County and our experienced local bankers will be happy to help.

Benefits of a checking account

Bank Anywhere

Digital Banking

The First gives you the power to bank anytime, anywhere. Online and on-the-go, our digital banking products provide modern technology your busy life demands and the service you’ve come to expect.

Just tap and go!

Download our mobile app to your device

Young woman smiling looking at her phone

We Put you first

Open a Checking Account Today

The First is here to support you, online, on the go, or in person!