Money Market Checking

Make your money work harder for you
Make your money work harder for you by combining your savings goals with cash access. Favorable tiered interest rates tied to your account balance help your money grow. Unlimited cash withdrawals and six free transfers each month provide easy access to your funds.

Account Features Include

Free Online Banking

Free Online Billpayer

Free Mobile Banking

Free Mobile Deposit

Rates and yields are effective as of:

March 24, 2025

Money Market Checking Rates

Account Terms

The following account terms apply to all accounts in this category unless otherwise marked:

Variable Rate Accounts: The interest rate and annual percentage yield may change at any time.

Determination of Rate: At our discretion, we may change the interest rate on your account.

Frequency of Rate Changes: We may change the interest rate on your account at any time.

Interest will be calculated on the daily balance method. This method applies a daily periodic rate to the principal in the account each day.

Interest is credited monthly to your account.

Minimum balances must be maintained to avoid maintenance fees.

Interest begins to accrue no later than the business day you deposit noncash items (i.e., checks).

If you close your account before interest is credited, you will not receive your accrued interest.

MMSA & MMDA: Six transfers are permitted per month.

Unlimited cash withdrawals and over-the-counter transfers are permitted. MMSA only: no check writing privileges.

independent banking

Compare Checking Accounts in Bucks County

Not sure if Money Market Checking is the account that best meets your needs? Compare all our checking account options to find the right one for you.

Free Checking


$0
Minimum Balance

Premium Checking


$400
Minimum Balance

Interest Plus Checking


$5,000
Minimum Balance

Money Market Checking


$2,500
Minimum Balance
Minimum Balance to Open$50$50$50$50
Interest--Balances Over $5,000Tiered Interest at Money Market Rates
Credit Toward Mortgage Closing Costs-$100$200-
Free Visa Debit Card---
Free Visa REWARDS Debit Card-
Free Standard Checks-
Free Safe Deposit Box---
Free Digital Banking

Rates and yields are effective as of:

March 24, 2025

Additional Features

Bank Locally

Find A Local Branch

The First is here to help you reach your financial goals. Find the nearest local branch near you. We’re here for all your banking needs.

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Open an Money Market Checking Account Today

Questions about our money market checking accounts? Call us today for more information, apply online, or visit one of our locations to get started!