Personal

Savings Accounts

A variety of options to meet your savings needs​​.

Account options

Our Savings Accounts

When you open a savings account with The First, you’re banking with the most established bank in Bucks County.

Statement Savings

Enjoy competitive rates and the flexibility of easy access to your money.

Money Market Savings

Enjoy a higher interest rate in exchange for a higher minimum balance while enjoying unlimited cash withdrawals.

KidsFirst Savings

Get your child started on the path to financial literacy with this free checking account that earns interest on balances of $50+

Special Purpose Savings Club

Save for a special occasion or important purchase with a dedicated account.

Holiday Savings Club

Make the holidays a time to remember with this special savings account, a longtime customer favorite.

Education Savings

Exclusively for saving for future, qualified higher education expenses of the designated beneficiary.

IRA Savings

Available in Roth or Traditional to help you save for retirement.

Savings Bonds

U.S. Savings Bonds make great gifts and convenient ways to save.

Certificates of Deposit

Only $500 to open, with terms from 90 days to five years.
Savings

Savings Accounts in Bucks County

We’ve remained committed to independence, so you never have to worry about mergers, name changes or closing branches. From basic savings to Money Market, youth savings, holiday club, CDs, and more, we offer a variety of savings account options to meet all of your needs. Whether you’re opening your first savings account or you’re looking to save for a specific goal, we can help! With 12 branches in Bucks County, and the latest digital banking technology, you can save and bank locally wherever you go.

independent banking

Compare Savings Accounts in Bucks County

Not sure which savings account is best for your needs? Compare all our savings account options to find the right one for you.

Statement Savings

Money Market Savings

Kids First Savings

Holiday

Special Purpose

IRA

Earns Interest
**ATM Card
Minimum Balance to Open$1.00$1.00$1.00$5.00$5.00$25.00
Minimum Balance to Earn Interest$100.00$2,500.00$50.00$5.00$5.00$25.00
Free Online Banking
Interest PaidMonthlyMonthlyCredited MonthlyYearlyAt end of TermMonthly
Fees**$1.00 per month per card
Service Charge if Below Minimum$3.00 if minimum balance is not maintained.$5.00 if minimum balance is not maintained. Allowed 6 Transfers per month.
Card Services

Credit & Debit Card Services

The First offers a variety of ATM, debit, and credit cards for all your payment needs. Our Visa® gift cards are perfect for any occasion. Earn rewards with our uChoose rewards card, make mobile payments, and keep your cards secure with our FNBN Card Guard App.

Sample Visa Card from The First National Bank & Trust Co. of Newtown
Sample Visa Card from The First National Bank & Trust Co. of Newtown
Bank Anywhere

Digital Banking

The First gives you the power to bank anytime, anywhere. Online and on-the-go, our digital banking products provide modern technology your busy life demands and the service you’ve come to expect.

Just tap and go!

Download our mobile app to your device

Young woman smiling looking at her phone

We Put you first

Open a Savings Account Today

Questions about our savings accounts? Call us today for more information, apply online, or visit one of our locations to get started!