The investment process is driven by the outcome of a mutually developed and agreed upon financial plan. Balanced with your ability to handle the risks associated with various classes of investment assets, a portfolio is developed. To promote the long-term growth of your assets, our Wealth Management Group stresses risk management and a reasonable cost structure.

First, we have been in a period of rapid innovation for investment products. The development of ETFs (Exchange Traded Funds) has created the ability to provide extensive diversification at a very low cost. Tax efficiency has been greatly improved. You will find ETFs used for their advantages and low cost in your portfolio. Commissions are very low, again as a result of financial innovation. While using a wide range of investments to meet your needs, keeping costs reasonable is a priority.