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Home Construction Loans illustration

Home Construction Loans

Whether you’re planning an addition to your house, renovating an outdated kitchen, or building your dream home from the ground up, a residential construction loan from The First might be the solution. With locations throughout Bucks County, The First offers loans for new construction or remodeling at very competitive rates.

Talk to home loan specialist Lindsay Lambert by email or by calling her at 215-579-3409, or visit your nearest branch in Newtown, Doylestown, Warminster, Richboro, Jamison, Langhorne, Levittown, Fairless Hills, Solebury, Washington Crossing, or Wrightstown to learn more about construction loans from the bank that generations of Bucks County families have counted on since 1864.

Remodel Your Home with a Construction Loan

Do you need more living space but are concerned about selling your house in today’s challenging real estate market? Do you love your neighborhood and dread the thought of packing and moving? Then don’t move, consider putting an addition on your home using money from a residential construction loan.

A residential construction loan is often the best solution to pay for an addition or renovation especially when you do not have enough equity in your home to finance your project. With a residential construction loan, the bank uses the after completion value of your home (as determined by an independent appraisal) rather than the current “as is” property value. The appraisal would be based upon your building specifications and plans. By using the higher after completion value, you, the homeowner can borrow enough money to complete the job.

Loan is subject to credit approval.

Additional Resources

The First’s SAFE Act/NMLS ID Numbers

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Personal Financial Statement Form

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Request More Information

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Related Blog Articles

Want to learn more about home improvement and construction loans? Read some of these helpful articles from our blog or contact us today!

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