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Personal Installment Loans illustration

Personal Installment Loans

Personal Installment Loans give you a fixed rate, term, and regular payment amount. Use the money for your vacation, new vehicle, or any worthwhile purpose. The First National Bank & Trust Company of Newtown, with locations throughout Bucks County, offers personal installment loans at very competitive rates.

 

Fixed Annual Percentage Rate Maximum Term
13%* 36 months

Need money for that well-earned vacation or to upgrade a computer or buy new furniture or appliances? Perhaps you’d like to pay off some credit cards or finance a wedding. Why not take a personal installment loan from The First? You can stretch out your low monthly payments for up to 36 months. Determining the repayment period and monthly payment amounts in advance makes it easier to budget around your personal installment loan.

*For personal installment loans under $1000, the rate is 17% and requires a $10 application fee.

  • At 13%, the payment for each $1000 borrowed over a period of 36 months is $33.69.
    For a $5000 loan at 13% for 36 months, the payment would be $168.47 per month.

Additional Resources

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Download Loan Application

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Personal Financial Statement Form

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The First’s SAFE Act/NMLS ID Numbers

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A Better Alternative To Other Forms of Financing

With a fixed APR that is lower than the average interest rate on a credit card, and predictable monthly payments that keep your loan affordable, a personal installment loan from The First is a better way to finance big expenses, both expected and unexpected, than using credit cards or taking out a payday loan. We offer fast application processing so you don’t have to wait long for the loan principal to be deposited into your account. That means that even if you’re using the personal loan for something unexpected like a medical bill, you’ll enjoy swift access to the financing you need.

Loan is subject to credit approval.

For loans over $1,000 there is no application fee. Pay your loan off early if you can without suffering from an early repayment penalty. Questions? Want to apply in person? Call us today at 215-579-3409 for more information or visit your nearest branch in Newtown, Doylestown, Warminster, Richboro, Jamison, Langhorne, Levittown, Fairless Hills, Solebury, Washington Crossing, or Wrightstown to learn more about a personal loan from the bank that generations of Bucks County families have counted on since 1864.