After Hours Call Center now available, Please call 215-579-3401 Monday through Friday 3:00 p.m. until 10:00 p.m.


  Beginning on October 1st, the Main Office Lobby will be closed for renovations. A temporary branch will be available in the Operations Building.
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Sandra Cairnes photo

Sandra Cairnes

Vice President / Senior Relationship Manager

Sandy’s love of community banking began in 2000, after a successful retail buying and management career. As Vice President/Sr. Relationship Manager, Sandy focuses on all areas of trust and estate administration, using her expertise to advise and manage clients through what can be an overwhelming process. Sandy is also our Wealth Associates supervisor. Before joining our Wealth Management Group in 2013, she was Vice President and Trust Officer at Honesdale National Bank in Honesdale, PA.

Sandy holds a B.S. in Finance from the Indiana University of Pennsylvania, is a graduate of the Pennsylvania Bankers Associate School of Trust, and Cannon Financial Trust Investments School. While living in the Poconos, Sandy was on the Board of the Adult Literacy Program (ALP), was a member of the NEPA Estate Planning Council, and volunteered for the Dorflinger Glass Museum and Gift Shop. She currently belongs to the Bucks County Estate Planning Council and is involved with Habitat for Humanity and the March of Dimes. Sandy enjoys boating, concerts, and spending time with her family.

Contact Sandy