Why All-In-One Banking with The First Makes Sense
While it makes sense to keep your business and personal banking accounts separate, it doesn’t mean you have to keep them at different banks. Putting your business and personal financial savings in one bank, with different accounts, allows for cost-efficient banking, that saves you time and money while making it easier to manage your finances.
Bundle Services for Fee Savings
Having multiple accounts with more than one bank can leave you at risk of getting hit with maintenance fees if you fail to maintain a minimum balance requirement. Consolidating your personal checking, savings, loans, and credit lines with The First through All-in-One Banking, you can save money with one bank by reducing or eliminating monthly account fees and your cost-of-banking overall such as wire transfer fees and ATM surcharges. Businesses can benefit from reduced merchant service fees, lower payroll service costs, and better rates by holding all your accounts with us for your personal finances and business services.
Save Time (and Money) Through Streamlined Processes
We all know how inconvenient it can be to have multiple passwords and logon information to remember, so why not consolidate all your bank accounts with The First?
For personal banking, this gives you fewer logins and passwords to remember and you’ll spend less time tracking multiple accounts because you’ll have all of them at your fingertips in one banking portal. This also makes it easier to keep track of your accounts, your bills and you can receive consolidated statements to simplify budgeting. It also means you can keep track of all business and personal accounts through one online portal or our mobile app.
For businesses, imagine having one single point of contact for all your business banking needs, with all lending decisions made locally. This allows for faster approvals and less time dealing with multiple providers.
Smarter Financial Decisions with a 360° View
Consolidating your accounts with The First gives us a complete picture of your personal and business finances, so your local banking advisor can proactively recommend ways to save. This might include refinancing a loan, moving idle funds to higher-yield accounts, or identifying underused banking services that could make your life easier and more prosperous. This also helps reduce costly oversights and missed opportunities.
Lower Risk, Lower Stress
Keeping all your bank accounts in one place means there are fewer chances for missed payments, overdraft fees, or compliance issues (especially for business owners). This gives you peace of mind in terms of managing your funds, and you also benefit from centralized fraud monitoring, consistent service quality, and knowing exactly who to call for help.
If you’d like to discuss how all-in-one banking can work for you, please contact us or visit one of our 11 bank locations in Bucks County:
Newtown, Newtown-Yardley, Warminster, Richboro, Jamison, Langhorne, Doylestown, Fairless Hills, Wrightstown, Washington Crossing, and Solebury.
Learn more about our All-in-one Banking: Simplify blog!
