Get Lower Fees, More Convenience, and Personalized Service with All-In-One Banking
By having The First handle all your banking and borrowing needs, you can save money on fees and have a seamless and simplified approach to banking, offered by a local bank that offers the same kinds of services as the larger banks.
Why have different passwords and logins with multiple banks when you can do it all with our online portal and mobile app, or through one of our local bankers?
Businesses can also benefit from consolidation, with reduced merchant service fees, lower payroll service costs, and better rates. That’s the path to all-in-one banking success.
A Personalized Approach to Banking
With personal banking, many of our customers start with our free checking account. They could be just starting out in life and need a simple, no-cost checking account so they can deposit paychecks and pay their bills. They soon realize that having a personal savings account makes it easier to set some money aside for a rainy day by separating their funds and earning interest.
They appreciate how convenient banking is with us because with our online and mobile banking, you can monitor your funds, make transfers, and even deposit checks without visiting a bank branch or an ATM.
At some point, you may also need a personal loan to buy a home, a vehicle, for home improvements, or consolidating your debts. By banking with us, we can help you consider your options and offer fast approvals with all our decisions made locally.
As your needs change over the years, we’ll continue to support you with personal growth, banking solutions, and financial planning for success. Our wealth management services include financial planning, investment management, trust services, and managing estates. This means we can help you make the most of your funds and retirement plan, set up and manage a trust on your behalf, and even serve as executors of your estate.
Business Banking to Help You Succeed
Whether you’re a small business owner, a solo entrepreneur, or a major employer in the community, we offer the kind of business growth banking solutions that can help you reach your goals. All our decisions are made locally by people who want to help you succeed and do what’s best for the community.
Our business services include business checking and savings accounts, with quick and seamless transfers between the two. It’s the kind of banking solution that every business needs. We also offer cash management to help you with cash flow forecasting and disbursements, plus credit card processing that lets you accept credit and debit card transactions through your cell phone, tablet, computer, or a stand-alone terminal.
No matter the size or needs of your business, we can help you with convenient and cost-effective solutions to your payment and cash flow needs as your business grows. Our business services include business credit cards and debit cards, wire transfers, and Simplified Employee Pension (SEP) accounts. If your business handles escrow accounts, our Escrow Manager service can save you time and money with seamless account opening, closing, and reporting requirements.
We know that capital is the lifeblood of every business, so we offer a wide range of business loans to help you grow. Whether you’re looking to buy or build a business location, purchase equipment or vehicles, or need a commercial line of credit, we offer competitive rates and fast approvals, with lending decisions made locally.
Just like our Personal Banking products, The First has all the tools and resources for small businesses to manage all their financial needs with one bank. When you open one of our Business Banking products, you can seamlessly manage all your finances.
Discover How All-In-One Banking Can Serve You
If you’d like to learn more about how the benefits of all-in-one banking, please contact us or visit one of our 11 bank locations in Bucks County: Warminster, Richboro, Jamison, Langhorne, Doylestown, Newtown, Fairless Hills, Wrightstown, Washington Crossing, and New Hope.
You can also check out our All-in-one Banking: Simplify blog!
