The First, Ranked #4 Among the Top-Performing Community Banks in the Nation
American Banker has once again recognized The First National Bank and Trust Company of Newtown among the nation’s elite community banks, ranking #4 among the top 20 best-performing publicly traded banks under $2 billion in assets nationwide. This marks the second consecutive year The First has placed in the top five, a reflection of steady balance sheet growth, disciplined lending, and continued commitment to the communities we serve across southeastern Pennsylvania. Check out the full article at AmericanBanker.com.
Why This Ranking Matters
Now a $1.16 billion-asset company operating 11 branches throughout Bucks County, Pennsylvania, The First grew loans 10.54% in 2025, led by strong commercial lending activity. Net income totaled $13.14 million, supported by continued growth in earning assets, results that once again placed the bank among a small group of community institutions to outperform their peers nationwide.
“These results continued to outperform peer benchmarks and position the bank for further margin and efficiency improvements as loan growth expands and operational initiatives continue,” President and CEO Daniel Schaffer wrote in the company’s annual letter.
The Power of People and Community
More than 40% of our employees have been with The First for over 15 years. That longevity creates continuity, trust, and a personalized banking experience that national institutions simply can’t replicate. Whether you’re opening your first checking account, applying for a home loan, or planning your financial future, you’re working with a neighbor who knows you, and your needs, to provide an all-in-one banking experience.
Stable, Local, and Focused on You
Unlike many competitors who are merging, relocating, or shifting their focus, The First is proudly independent, locally owned, and committed to serving families and businesses right here in southeastern Pennsylvania. Our tailored services, from business banking to wealth management, are designed with one goal: your financial success.
Experience the Difference
Visit one of our branches or explore our digital banking options to see why The First continues to thrive. We’re more than just a bank; we’re your trusted financial partner, serving Bucks County since 1864.
About The First
The First National Bank & Trust Company of Newtown has served Bucks County, PA, since 1864 as an independent community bank. With eleven locations throughout the county, they serve the banking needs of their customers with a comprehensive suite of financial services. The First offers personal banking and lending, business deposit accounts and financing, as well as trust and wealth services through their Wealth Management Group.
