American Banker has recognized The First National Bank and Trust Company of Newtown as the #2 ranked bank among the top 20 best-performing publicly traded banks under $2 billion in assets nationwide. This prestigious honor highlights our ongoing commitment to financial strength, operational excellence, and unwavering support for the communities we serve across Bucks County as we strive to become the top-performing community bank. Check out the full article here at AmericanBanker.com
Why This Ranking Matters
In a year marked by economic uncertainty, elevated interest rates, and increased competition for deposits, only a select few community banks were able to distinguish themselves. According to American Banker and Capital Performance Group, these top-performing institutions excelled through:
- Strong return on average equity (ROAE)
- Efficient operations and lower expense growth
- Core deposit growth and margin preservation
While many banks experienced declining profitability in 2024, The First stood out for its exceptional credit quality metrics, consistent customer service, and prudent financial strategies.
“In an era of bank mergers and consolidations, The First National Bank and Trust Company of Newtown is not going anywhere,” said Dan Schaffer, President and CEO. “Our strength lies in our people and our deep roots in the community.”
The Power of People and Community
More than 40% of our employees have been with The First for over 15 years. That longevity creates continuity, trust, and a personalized banking experience that national institutions simply can’t replicate. Whether you’re opening your first checking account, applying for a home loan, or planning your financial future, you’re working with a neighbor who knows you — and your needs to provide an all-in-one banking experience.
Stable, Local, and Focused on You
Unlike many competitors who are merging, relocating, or shifting their focus, The First is proudly independent, locally owned, and committed to serving families and businesses right here in Bucks County. Our tailored services — from business banking to wealth management — are designed with one goal: your financial success.
Experience the Difference of a Top-Performing Community Bank
Visit one of our branches or explore our digital banking options to see why The First continues to thrive. We’re more than just a bank — we’re your trusted financial partner, serving Bucks County since 1864.
About The First
The First National Bank & Trust Company of Newtown has served Bucks County, PA, since 1864 as an independent community bank. With eleven locations throughout the county, they serve the banking needs of their customers with a comprehensive suite of financial services. The First offers personal banking and lending, business deposit accounts and financing, as well as trust and wealth services through their Wealth Management Group.
